3942 E Gloria Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3942 E Gloria Dr, Hernando, FL 34442 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,356 sqft Living Area
Lot Size	19,199 sqft (0.441 acres)
Occupancy	Owner Occupied
Last Sale	$260,000 (2023)
Tax Bill	$2,310.00 (2024)

Owner

Source: Citrus County records · APN 19E-17S-36-0010-00220-0040

Assessment roll updated December 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3942 E GLORIA DR, HERNANDO, FL 34442-2544
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Deed Doc Number	202337722
Deed Book / Page	3390 / 1820
Record Refreshed	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 28, 2023
Property Address	3942 E GLORIA DR, HERNANDO, FL 34442-2544
Document Number	0033901820
Book / Page	3390 / 1820
Map Reference	MB 3 PG 96-101
Instrument Date	Jun 20, 2023
Instrument	2023037722
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	CITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	689 W SUNBIRD PATH, HERNANDO, FL 34442-5170

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3942 E GLORIA DR, HERNANDO, FL 34442-2544

Mortgage

Document Number	0033901822
Date	Jun 28, 2023
Instrument	3390/1822

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,431.00 (+5.24%) Homeowner's exemption Veteran's exemption	$196,203 (-9.12%)	$230,549 (+6.79%) Land $15,600 Building $214,949
2024	$2,310.00 (+192.41%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$215,896 (+5.63%) Land $12,360 Building $203,536	$215,896 (+5.63%) Land $12,360 Building $203,536
2023	$790.00 (-73.22%) Homeowner's exemption Additional exemption filed	$204,387 (+20.91%) Land $12,360 Building $192,027	$204,387 (+20.91%) Land $12,360 Building $192,027
2022	$2,950.00 Homeowner's exemption Additional exemption filed	$169,039 Land $7,000 Building $162,039	$169,039 Land $7,000 Building $162,039

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 369 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-17S-36-0010-00220-0040`
Alternative APNs	`3617S19E0010002200040` `2929448`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,356 sqft Living Area
Gross Area	2,244 sqft Gross Area
1st Floor	1,356 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Combination Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	19,199 sqft (0.441 acres)
Depth X Width	120 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	504 sqft Garage
Porch	Finished/Screened Porch
Porch Area	468 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2929448
Street Address	3942 E GLORIA DR
City	HERNANDO
State	FL
Zip	34442-2544
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RIVER LAKES MANOR UNIT 1 PB 3 PG 96 LOTS 4 & 5 BLK 22
Legal Range	19E
Legal Township	18S
Legal Section	01
Legal Subdivision	RIVER LAKES MANOR UNIT 1
Legal Block	22
Legal Lot Number	4,5
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2033
Census Tract	450105