3942 Abigail Dr, Lorain, OH 44053 Property Records

Lorain County property record for 3942 Abigail Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,140 sqft · built 2017
Owner	Individual Name on File
Last Sale	$321,200 (Aug 2025)
Tax Bill	$836 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Feb 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-012-114-087`

Property Details

APN / Parcel Number

Primary APN	`02-02-012-114-087`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,140 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	80 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3942 ABIGAIL DR
City	LORAIN
State	OH
Zip	44053-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDINGS AT MARTINS RUN SUB NO 2 50.00 X 130.00
Legal Subdivision	LANDINGS AT MARTINS RUN SUB
Legal Tract	2
Legal Lot Number	130
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1005
Census Tract	97202

Owner

3942 Abigail Dr is owned and occupied by an individual who bought it in August 2025.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3942 ABIGAIL DR, LORAIN, OH 44053-1000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Feb 1, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB
May 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Dec 20, 2017	Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN MIDWEST MORTGAGE CO
Jul 14, 2017	Grant Deed, Transfer EXAMCO TITLE SERVICES, EXAMCO TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2025 · Amount on File
Deed Sale	Aug 27, 2025 · Amount on File
Prior Sale	Apr 8, 2024 · Amount on File
Deed Document Number	2025-0065290
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 8, 2024
Property Address	3942 ABIGAIL DR, LORAIN, OH 44053-1000
Document Number	0000009127
Map Reference	VOL 103 PG 0-32
Instrument Date	Apr 3, 2024
Instrument	2024-0009127
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	INFINITE TITLE, INFINITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3942 ABIGAIL DR, LORAIN, OH 44053-1000

Mortgage

Document Number	0000009128
Date	Apr 8, 2024
Instrument	2024-0009128

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 1, 2021
Property Address	3942 ABIGAIL DR, LORAIN, OH 44053-1000
Document Number	0000800970
Map Reference	VOL 103 PG 30-32
Instrument Date	Jan 28, 2021
Instrument	2021-0800970
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	ERIEVIEW TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3942 ABIGAIL DR, LORAIN, OH 44053-1000

Mortgage

Document Number	0000800971
Date	Feb 1, 2021
Instrument	2021-0800971

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3942 ABIGAIL DR, LORAIN, OH 44053-1000
Document Number	0000761510
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3942 ABIAIL DR LORAIN OH 44053, LORAIN, OH 44053

Mortgage

Document Number	0000761510
Date	May 22, 2020
Instrument	761510

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	May 21, 2048

December 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 20, 2017
Property Address	3942 ABIGAIL DR, LORAIN, OH 44053-1000
Document Number	0000655805
Map Reference	VOL 103 PG 30
Instrument Date	Nov 1, 2017
Instrument	2017-0655805
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2022
Title Company	MILLENNIUM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$879.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3942 ABIGAIL DR, LORAIN, OH 44053-1000

Mortgage

Document Number	0000655806
Date	Dec 20, 2017
Instrument	2017-0655806

Lender

Name	AMERICAN MIDWEST MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 14, 2017
Property Address	3942 ABIGAIL DR, LORAIN, OH 44053-1000
Document Number	0000636775
Instrument Date	Jun 30, 2017
Instrument	636775
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	EXAMCO TITLE SERVICES, EXAMCO TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$760.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6150 PARK SQUARE DR LORAIN OH 440534153, LORAIN, OH 44053-4153
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3942 Abigail Dr was $836.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$836.00	$110,970 (+407.29%) Land $21,880 Building $89,090	$317,030 (+407.25%) Land $62,500 Building $254,530
2024	$836.00 (-22.3%)	$21,875 (+4.6%) Land $21,875	$62,500 (+4.6%) Land $62,500
2023	$1,076.00 (+0.84%)	$20,913 (+0.01%) Land $20,913	$59,750 Land $59,750
2022	$1,067.00	$20,910 Land $20,910
2021			$59,750 Land $59,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3942 Abigail Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3942 Abigail Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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