3941 Sumner Dr, Watervliet, MI 49098 Property Records

Berrien County property record for 3941 Sumner Dr, Watervliet, MI 49098

Property Summary

Property Type	Single Family Home
Lot Size	0.282 acres (12,317 sqft)
Owner	Individual Name on File
Last Sale	$274,900 (Mar 2023)
Tax Bill	$915 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-9200-0040-00-1`

Property Details

APN / Parcel Number

Primary APN	`21-9200-0040-00-1`
Alternative APN	`11-21-9200-0040-00-1`

Exterior

Lot Area	12,317 sqft (0.282 acres)

Location & Zoning

Street Address	3941 SUMNER DR
City	WATERVLIET
State	MI
Zip	49098-8577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 40 WATERTOWN PLACE
Legal Subdivision	WATERTOWN PLACE
Legal Lot Number	40
Legal Unit	40
Jurisdiction	BERRIEN MI
Township / Civil Division	WATERVLIET
Census Block Group	3
Census Block	3014
Census Tract	10300

Owner

3941 Sumner Dr is owned and occupied by an individual who bought it in March 2023.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3941 SUMNER DR, WATERVLIET, MI 49098-8577
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Jun 11, 2021	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2023 · Amount on File
Deed Sale	Mar 27, 2023 · Amount on File
Deed Document Number	2023377364
Deed Book / Page	3401 / 715
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 27, 2023
Property Address	3941 SUMNER DR, WATERVLIET, MI 49098-8577
Document Number	003401/715
Book / Page	3401 / 715
Map Reference	LB 27 PG 17
Instrument Date	Mar 10, 2023
Instrument	2023377364
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2186 E CENTRE AVE, PORTAGE, MI 49002-4420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4206 R SMITH BLVD, WATERVLIET, MI 49098-8332

Mortgage

Document Number	0034010718
Date	Mar 27, 2023
Instrument	3401-0718

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 11, 2021
Property Address	3941 SUMNER DR, WATERVLIET, MI 49098-8577
Document Number	03331/1398
Book / Page	3331 / 1398
Map Reference	LB 27 PG 17
Instrument Date	Jun 11, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2663 YORE AVE, SODUS, MI 49126-9716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 CLYDE CT SW, BYRON CENTER, MI 49315-8250

Tax Assessment & Valuation

The 2025 property tax bill for 3941 Sumner Dr was $915 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Watervliet Township
Unified School District	Watervliet School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,300	$298,600
2025	$915.00
2023		$134,000	$268,000
2022	$778.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3941 Sumner Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3941 Sumner Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVLIET serves 2,735 people · EPA ID MI0006930
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Oct 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Surf Internet, T-Mobile, Verizon.

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