Osceola County property record for 3941 Story Rd, Saint Cloud, FL 34772
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,974 sqft · built 1988 |
| Lot Size | 4.71 acres (205,167 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Sep 2020) |
| Tax Bill | $5,376 (2025) |
| Deeds & Mortgages | Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-27-31-4950-0001-0070 |
| Primary APN | 05-27-31-4950-0001-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,974 sqft Living Area |
| Gross Area | 3,234 sqft |
| 1st Floor Area | 1,974 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 205,167 sqft (4.71 acres) |
| Garage Type | Detached |
| Garage Area | 1,260 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Finished Vinyl Porch |
| Porch Area | 1,052 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3941 STORY RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7589 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OAC |
| Legal Description | S L & I C PB B PG 31 W 1/2 LOTS 7 & 10 |
| Legal Range | 31E |
| Legal Township | 27S |
| Legal Section | 05 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 70 |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 43205 |
3941 Story Rd, a mobile home, is owned by two individuals who bought it in September 2020.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4275 ALBRITTON RD, SAINT CLOUD, FL 34772-7953 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2020 · Amount on File |
| Deed Sale | Sep 3, 2020 · Amount on File |
| Deed Document Number | 2020117757 |
| Deed Book / Page | 5787 / 1683 |
| Prior Transfer Date | Jul 14, 2011 |
| Prior Transfer Doc | 0041540245 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 3, 2020 |
| Property Address | 3941 STORY RD, SAINT CLOUD, FL 34772-7589 |
| Document Number | 0057871683 |
| Book / Page | 005787 / 001683 |
| Instrument Date | Sep 2, 2020 |
| Instrument | 117757 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | AMERICAS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4275 ALBRITTON RD ST CLOUD FL 347727953, ST CLOUD, FL 34772-7953 |
The 2025 property tax bill for 3941 Story Rd was $5,376, up 6.6% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,376.00 (+6.6%) | $336,800 Land $180,200 Building $156,600 | $336,800 Land $180,200 Building $156,600 |
| 2024 | $5,043.00 (+9.82%) | ||
| 2023 | $4,592.00 | $294,000 Land $128,100 Building $165,900 | $294,000 Land $128,100 Building $165,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3941 Story Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 68 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 9 (1997–2020) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jun 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3941 Story Rd is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Xfinity.
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