3941 Locust St, Lincoln, NE 68516 Property Records

Lancaster County property record for 3941 Locust St, Lincoln, NE 68516

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,576 sqft · built 1971
Lot Size0.25 acres (10,890 sqft)
OwnerOwner Name on Record
Tax Bill$5,119 (2025)
Deeds & MortgagesMar 2017 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN16-07-204-001-000

Property Details

APN / Parcel Number

Primary APN16-07-204-001-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,576 sqft Living Area
1st Floor Area1,576 sqft
Basement Area1,576 sqft
Finished Basement750 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions126 ft deep x 85 ft wide
Garage TypeMixed
Garage Area888 sqft
Parking Spaces4 Parking Spaces
Deck Area240 sqft
Patio Area240 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address3941 LOCUST ST
CityLINCOLN
StateNE
Zip68516-1038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionFIENE TERRACE, BLOCK 6, LOT 1
Legal SubdivisionFIENE TERRACE
Legal Block6
Legal Lot Number1
JurisdictionLANCASTER NE
Township / Civil DivisionLINCOLN
Census Block Group3
Census Block3023
Census Tract2702

Owner

Source: Lancaster County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address3941 LOCUST ST, LINCOLN, NE 68516-1038
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2017Deed of Trust, Mortgage · Commercial Mortgage
PINNACLE BANK
Mar 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
CORNHUSKER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 22, 2014
Transfer Doc0000040720
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER NE
Property Address3941 LOCUST ST, LINCOLN, NE 68516-1038
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011804
DateMar 27, 2017
Instrument2017-011804
Lender
NamePINNACLE BANK
TypeBank
AddressLINCOLN, NE 68508
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER NE
Property Address3941 LOCUST ST, LINCOLN, NE 68516-1038
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010430
DateMar 11, 2020
Instrument2020010430
Lender
NameCORNHUSKER BANK
TypeBank
AddressLINCOLN, NE 68501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2035

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateNebraska
CountyLancaster County
MunicipalityLincoln City
Unified School DistrictLincoln Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,119.00 (+15.19%)$289,800 (+9.28%) Land $49,500 Building $240,300$289,800 (+9.28%) Land $49,500 Building $240,300
2023$4,444.00$265,200 Land $45,000 Building $220,200$265,200 Land $45,000 Building $220,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1989)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINCOLN
serves 296,000 people · EPA ID NE3110926
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Allo Communications
Fiber
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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