3941 Crosley Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3941 Crosley Ave, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,478 sqft · built 2006
Lot Size	3.4 acres (148,104 sqft)
Owner	Individual Name on Record
Tax Bill	$4,179 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-26-30-4950-0001-1065`

Property Details

APN / Parcel Number

Primary APN	`36-26-30-4950-0001-1065`
Alternative APNs	`263036495000011065` `119736`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,478 sqft Living Area
Gross Area	2,820 sqft
1st Floor Area	2,108 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	148,104 sqft (3.4 acres)
Porch	Florida Room
Porch Area	1,032 sqft
Patio Area	650 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3941 CROSLEY AVE
City	SAINT CLOUD
State	FL
Zip	34772-7324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAC
Legal Description	S L & I C PB B PG 20 S 66 FT OF LOT 103 LESS R/W AND LOT 106 LESS S 162.5 FT LESS R/W
Legal Range	30E
Legal Township	26S
Legal Section	36
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	1
Legal Lot Number	1065
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1028
Census Tract	43205

Owner

Source: Osceola County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3941 CROSLEY AVE, SAINT CLOUD, FL 34772-7324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 13, 2020	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 12, 2017	Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020
Deed Sale	Jan 13, 2020
Prior Sale	Jun 12, 2017 · Amount on Record
Deed Document Number	20205822
Deed Book / Page	5656 / 2433
Prior Transfer Date	Jan 7, 2020
Prior Transfer Doc	0056562433
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Aug 6, 2026
Property Address	3941 CROSLEY AVE, SAINT CLOUD, FL 34772-7324
Document Number	0000102567
Book / Page	7015 / 2245
Instrument Date	Jul 24, 2026
Instrument	2026102567
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	CARRINGTON TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3941 CROSLEY AVE, SAINT CLOUD, FL 34772-7324

Mortgage

Document Number	0000102567,
Date	Aug 6, 2026
Book Page	7015/2245
Instrument	2026102567

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jan 13, 2020
Property Address	3941 CROSLEY AVE, SAINT CLOUD, FL 34772-7324
Document Number	0056562433
Book / Page	5656 / 2433
Map Reference	MB B PG 20
Instrument Date	Jan 7, 2020
Instrument	2020005822
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39641 CROSLEY AVENUE, SAINT CLOUD, FL 34772

Mortgage

Document Number	0056562434
Date	Jan 13, 2020
Instrument	5656/2434

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 12, 2017
Property Address	3941 CROSLEY AVE, SAINT CLOUD, FL 34772-7324
Document Number	0051621234
Book / Page	005162 / 001234
Instrument Date	Jun 12, 2017
Instrument	85219
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3941 CROSLEY AVE ST CLOUD FL 347727324, ST CLOUD, FL 34772-7324

Mortgage

Document Number	51621235
Date	Jun 12, 2017
Book Page	005162/001235
Instrument	85220

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,179.00 (+5.03%) Homeowner's exemption	$291,070 (+5.99%)	$485,200 (+8.57%) Land $165,500 Building $319,700
2024	$3,979.00 (+2.13%)
2023	$3,896.00 (+4.14%) Homeowner's exemption	$274,629 (+3%)	$446,900 (+15.75%) Land $133,100 Building $313,800
2022	$3,741.00 Homeowner's exemption	$266,631	$386,100 Land $118,600 Building $267,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	9 (1997–2020)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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