Catawba County property record for 3941 54th Ave NE, Hickory, NC 28601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,396 sqft · built 1995 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Jul 2014) |
| Tax Bill | $1,704 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3735-11-56-4193 |
| Primary APN | 3735-11-56-4193 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,396 sqft Living Area |
| 1st Floor Area | 2,148 sqft |
| Upper Floors Area | 1,074 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 181 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 320 sqft |
| Patio Area | 356 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3941 54TH AVE NE |
|---|---|
| City | HICKORY |
| State | NC |
| Zip | 28601-7087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | LOT 5 PL 38-56 |
| Legal Subdivision | SHOAL CREEK COVE |
| Legal Lot Number | 5 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | CLINES |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10301 |
3941 54th Ave NE is owned and occupied by two individuals who acquired it in July 2021.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3941 54TH AVE NE, HICKORY, NC 28601-7087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 31, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 7, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2014 · Amount on File |
| Deed Sale | Jul 30, 2014 · Amount on File |
| Prior Sale | Sep 12, 2003 · Amount on File |
| Deed Document Number | 201411358 |
| Deed Book / Page | 3250 / 1413 |
| Last Transfer Date | Jul 1, 2021 |
| Transfer Doc | 0036700616 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Aug 5, 2026 |
| Property Address | 3941 54TH AVE NE, HICKORY, NC 28601-7087 |
| Document Number | 0000015919 |
| Book / Page | 4056 / 754 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202615919 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3941 54TH AVE NE, HICKORY, NC 28601-7087 |
| Document Number | 0000015919, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 4056/754 |
| Instrument | 202615919 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3941 54TH AVE NE, HICKORY, NC 28601-7087 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037771781 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 3777/1781 |
| Instrument | 23445 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | HICKORY, NC 28601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Jul 7, 2021 |
| Property Address | 3941 54TH AVE NE, HICKORY, NC 28601-7087 |
| Document Number | 0036700616 |
| Book / Page | 3670 / 616 |
| Map Reference | MB 38 PG 56 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 16240 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3941 54TH AVE NE, HICKORY, NC 28601-7087 |
| Document Number | 0000016241 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 16241 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 3941 54th Ave NE was $1,704, down 23.7% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $427,500 (-) Land $18,400 Building $409,100 | ||
| 2025 | $1,704.00 (-23.69%) | $427,500 Land $18,400 Building $409,100 | |
| 2024 | $2,233.00 (+3.96%) | ||
| 2023 | $2,148.00 | $235,100 Land $14,800 Building $220,300 | $427,500 Land $18,400 Building $409,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3941 54th Ave NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3941 54th Ave NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HICKORY serves 71,393 people · EPA ID NC0118010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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