39400 E State Rte 2, Garden City, MO 64747 Property Records

Cass County property record for 39400 E State Rte 2, Garden City, MO 64747

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,884 sqft · built 1975
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on File
Last Sale	$408,975 (Aug 2024)
Tax Bill	$5,578 (2025)
Deeds & Mortgages	Feb 2006 Line of Credit Aug 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-31-05-000-000-021.000`

Property Details

APN / Parcel Number

Primary APN	`11-31-05-000-000-021.000`
Alternative APN	`1120700`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,884 sqft Living Area
Gross Area	2,992 sqft
1st Floor Area	1,108 sqft
Basement Area	1,108 sqft
Flooring	Carpet

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	653,400 sqft (15 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	12 sqft
Deck Area	Deck Area
Patio Area	105 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1120700
Street Address	39400 E STATE ROUTE 2
City	GARDEN CITY
State	MO
Zip	64747-9051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E2 W2 NW4 SE4 & W2 E2 NW4 SE4, EX E 165
Legal Range	29
Legal Township	44
Legal Section	05
Jurisdiction	CASS MO
Township / Civil Division	INDEX
Census Block Group	3
Census Block	3122
Census Tract	60700

Owner

39400 E State Rte 2 is owned and occupied by two individuals who bought it in August 2024.

Source: Cass County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	39400 E STATE ROUTE 2, GARDEN CITY, MO 64747-9051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2006	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK NA
Aug 23, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2024 · Amount on File
Deed Sale	Aug 23, 2024 · Amount on File
Prior Sale	Aug 4, 2011
Deed Document Number	2024754205
Deed Book / Page	5088 / 138
Prior Transfer Date	Aug 22, 2024
Prior Transfer Doc	005089/117
Record Updated	Sep 20, 2026

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	39400 E STATE ROUTE 2, GARDEN CITY, MO 64747-9051
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002767/278
Date	Feb 14, 2006
Book Page	2767/278
Instrument	351065

Lender

Name	COMMERCE BANK NA
Type	Bank
Address	HARRISONVILLE, MO 64701

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Aug 23, 2024
Property Address	39400 E STATE ROUTE 2, GARDEN CITY, MO 64747-9051
Document Number	005088/138
Book / Page	5088 / 138
Instrument Date	Aug 22, 2024
Instrument	754205
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39400 E STATE ROUTE 2, GARDEN CITY, MO 64747-9051
Investor	Possibly a Property Investor

Mortgage

Document Number	0005089111
Date	Aug 23, 2024
Instrument	5089/111

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 39400 E State Rte 2 was $5,578, up 253.9% from the year before.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Unified School District	Holden R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,578.00 (+253.93%)	$29,360 Land $6,000 Building $23,360	$154,530 Land $31,560 Building $122,970
2024	$1,576.00 (+6.13%)
2023	$1,485.00 (+3,275%)	$25,920 (+9.92%) Land $5,450 Building $20,470	$136,400 Land $28,690 Building $107,710
2022	$44.00	$23,580 Land $5,450 Building $18,130
2021			$124,130 Land $28,690 Building $95,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 39400 E State Rte 2 in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (2012–2023)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39400 E State Rte 2 is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON COUNTY PWSD 2 serves 12,490 people · EPA ID MO1024310
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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