3940 Wind Dancer Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3940 Wind Dancer Cir, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,510 sqft Heated Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$375,000 (2023)
Tax Bill$3,993.00 (2025)

Property Details

APN / Parcel Number

Primary APN342630009700013800

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,510 sqft Heated Area
Gross Area2,378 sqft Gross Area
1st Floor1,510 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area420 sqft Garage
PorchOpen Porch
Porch Area448 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3940 WIND DANCER CIR
CitySAINT CLOUD
StateFL
Zip34772-8280
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESPRIT PH 3D PB 24 PGS 151-154 LOT 380
Legal Range30E
Legal Township26S
Legal Section34
Legal SubdivisionESPRIT
Legal Phase3D
Legal Tract97
Legal Lot Number380
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2038
Census Tract43207

Owner

Source: Osceola County records · APN 342630009700013800

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address3940 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2023Warranty Deed, Transfer
EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS
Dec 22, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 01, 2017Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleSep 14, 2023 · Amount on Record
Deed SaleSep 14, 2023 · Amount on Record
Prior SaleMar 01, 2017 · Amount on Record
Deed Doc Number2023120940
Deed Book / Page6473 / 2192
Record RefreshedJun 08, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 14, 2023
Property Address3940 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280
Document Number0064732192
Book / Page6473 / 2192
Map ReferenceMB 24 PG 151-154
Instrument DateSep 01, 2023
Instrument2023120940
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyEQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

AmountAmount Recorded
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1821 CAYMAN COVE CIR, SAINT CLOUD, FL 34772-7107

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3940 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280
Transaction TypeMortgage
Record UpdatedJan 11, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280

Mortgage

Document Number0061142196
DateDec 22, 2021
Book Page6114/2196
Instrument2021198326
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term303 Months
DueMar 01, 2047

March 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 01, 2017
Property Address3940 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280
Document Number0051092959
Book / Page5109 / 2959
Map ReferenceMB24 PG151-154
Instrument DateFeb 28, 2017
Instrument2017032886
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,524.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280

Mortgage

Document Number0051092961
DateMar 01, 2017
Instrument5109/2961
Lender
NameCALATLANTIC MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,993.00 (-27.85%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$277,385 (-9.68%)$310,000 (+0.94%) Land $78,800 Building $231,200
2023$5,534.00 (+103.31%)$307,100 (+58.94%) Land $63,000 Building $244,100$307,100 (+15.89%) Land $63,000 Building $244,100
2022$2,722.00 Homeowner's exemption$193,217$265,000 Land $57,800 Building $207,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 79% of the US · above 67% of Florida
Wildfire LikelihoodAbout 1 in 182 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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