3940 Whispering Trails Dr, Hoffman Estates, IL 60192 Property Records

Cook County property record for 3940 Whispering Trails Dr, Hoffman Estates, IL 60192

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,128 sqft · built 1976
Lot Size	0.195 acres (8,510 sqft)
Owner	Company Name on Record
Last Sale	$287,500 (Feb 2016)
Tax Bill	$8,341 (2023)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-25-202-012`

Property Details

APN / Parcel Number

Primary APN	`01-25-202-012`
Alternative APN	`01-25-202-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,510 sqft (0.195 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3940 WHISPERING TRAILS DR
City	HOFFMAN ESTATES
State	IL
Zip	60192-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	9E
Legal Township	42N
Legal Section	25
Legal Subdivision	POPLAR HILLS 01
Legal Block	2
Legal Lot Number	12
Jurisdiction	COOK IL
Township / Civil Division	BARRINGTON
Census Block Group	3
Census Block	3005
Census Tract	804202

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7161 BISHOP RD, 300, PLANO, TX 75024-3650
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2016 · Amount on Record
Deed Sale	Feb 1, 2016 · Amount on Record
Prior Sale	Feb 1, 2016 · Amount on Record
Deed Document Number	201656096
Prior Transfer Date	Aug 22, 2000
Prior Transfer Doc	0000000300
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3940 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1553
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 WHISPERING TRAILS DR, HOFFMAN EST, IL 60192-1553

Mortgage

Document Number	0007706237
Date	Mar 18, 2022
Instrument	2207706237

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.79%
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3940 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1553
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007307725
Date	Mar 14, 2022
Instrument	2207307725

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jan 1, 2037

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3940 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1553
Document Number	1929408081
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3940 WHISPERING TRAILS DR HOFFMAN ESTATES IL 601921553, HOFFMAN ESTATES, IL 60192-1553

Mortgage

Document Number	1929408081
Date	Oct 21, 2019
Instrument	29408081

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Barrington Township
Municipality	Hoffman Estates Village
Unified School District	Barrington Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,654 (-6.52%) Land $8,085 Building $25,569	$336,540 (-6.52%) Land $80,850 Building $255,690
2023	$8,341.00 (+2.72%)
2022	$8,120.00 Homeowner's exemption	$36,000 Land $6,808 Building $29,192	$360,000 Land $68,080 Building $291,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2008–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOFFMAN ESTATES serves 50,179 people · EPA ID IL0311290
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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