3940 W Sprague Rd, Parma (Cleveland), OH 44134 Property Records

Cuyahoga County property record for 3940 W Sprague Rd, Parma, OH 44134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,172 sqft · built 1955
Lot Size	1.27 acres (55,728 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Dec 2020)
Tax Bill	$3,678 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`453-28-001`

Property Details

APN / Parcel Number

Primary APN	`453-28-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
Gross Area	3,114 sqft
1st Floor Area	1,172 sqft
Basement Area	1,172 sqft
Finished Basement	586 sqft
Unfinished Basement	586 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	55,728 sqft (1.27 acres)
Lot Dimensions	648 ft deep x 86 ft wide
View / Lot	Traffic
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	308 sqft
Deck Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3940 W SPRAGUE RD
City	CLEVELAND
State	OH
Zip	44134-6387
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-AA
Legal Description	ELY O/L 43 EP 2925.75FT E OF CL STATE RD
Legal Subdivision	BLY
Legal Lot Number	43
Jurisdiction	CUYAHOGA OH
Township / Civil Division	PARMA
Census Block Group	2
Census Block	2003
Census Tract	177505

Owner

3940 W Sprague Rd is owned and occupied by an individual who bought it in December 2020.

Source: Cuyahoga County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3940 W SPRAGUE RD, CLEVELAND, OH 44134-6387
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Intrafamily Transfer, Transfer · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 2, 2020	Survivorship Deed, Transfer · FHA Mortgage THE BANKERS GUARANTEE TITLE & TRUST
Dec 2, 2020	Grant Deed, Transfer · FHA Mortgage BANKERS GUARANTEE
Jul 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/NE OH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Prior Sale	Apr 24, 2012 · Amount on File
Deed Document Number	2020632
Prior Transfer Date	Apr 23, 2012
Prior Transfer Doc	0000000416
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUYAHOGA OH
Recording Date	Sep 25, 2025
Property Address	3940 W SPRAGUE RD, PARMA, OH 44134-6387
Document Number	0000000558
Instrument Date	Sep 24, 2025
Instrument	202509250558
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 SOUTHWOOD DR, ELYRIA, OH 44035-8342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 W SPRAGUE RD, CLEVELAND, OH 44134-6387

Mortgage

Document Number	0000000187
Date	Sep 25, 2025
Instrument	202510170187

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 9, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Dec 2, 2020
Property Address	3940 W SPRAGUE RD, PARMA, OH 44134-6387
Document Number	0000000632
Instrument Date	Nov 25, 2020
Instrument	202012020632
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	HARVARD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3940 W SPRAGUE RD, PARMA, OH 44134-6387

Mortgage

Document Number	0000000633
Date	Dec 2, 2020
Instrument	202012020633

Lender

Name	THE BANKERS GUARANTEE TITLE & TRUST

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Dec 2, 2020
Property Address	3940 W SPRAGUE RD, PARMA, OH 44134-6387
Document Number	0012020632
Instrument Date	Nov 25, 2020
Instrument	12020632
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	HARVARD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$732.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3940 W SPRAGUE RD PARMA OH 441346387, PARMA, OH 44134-6387

Mortgage

Document Number	12020633
Date	Dec 2, 2020
Instrument	12020633

Lender

Name	BANKERS GUARANTEE
Type	Funding / Finance Company
Address	MEDINA, OH 44256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	3940 W SPRAGUE RD, PARMA, OH 44134-6387
Document Number	0007310398
Instrument Date	Jul 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3940 W SPRAGUE RD CLEVELAND OH 441346387, CLEVELAND, OH 44134-6387

Mortgage

Document Number	0007310398
Date	Jul 31, 2017
Instrument	7310398

Lender

Name	FIFTH THIRD BK/NE OH
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3940 W Sprague Rd was $3,678, up 8.2% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Parma City
Unified School District	Parma City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,678.00 (+8.21%) Homeowner's exemption	$62,055 (-0.01%) Land $15,575 Building $46,480	$177,300 (-) Land $44,500 Building $132,800
2024	$3,399.00 (-16.34%) Homeowner's exemption	$62,060 (+8.78%) Land $15,580 Building $46,480	$177,300 Land $44,500 Building $132,800
2023	$4,063.00 (+4.93%) Homeowner's exemption	$57,050 (-) Land $11,830 Building $45,220
2022	$3,872.00 Homeowner's exemption	$57,050 Land $11,830 Building $45,220
2021			$163,000 Land $33,800 Building $129,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3940 W Sprague Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3940 W Sprague Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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