3940 Vaill Point Ter, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 3940 Vaill Point Ter, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,464 sqft · built 1979
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$853,000 (Mar 2024)
Tax Bill	$6,795 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`184834-0060`

Property Details

APN / Parcel Number

Primary APN	`184834-0060`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,464 sqft Living Area
Gross Area	3,080 sqft
1st Floor Area	2,464 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	45,738 sqft (1.05 acres)
Lot Dimensions	268 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	279 sqft
Porch	Finished/Open Porch
Porch Area	182 sqft
Deck Area	352 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3940 VAILL POINT TER
City	SAINT AUGUSTINE
State	FL
Zip	32086-7184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PT FALANY GRANT LYING W OF VAILL POINT TERRACE UT 2 LOTS 6 & 7 OF BURTONS UNREC PLAT OR5912/1765
Legal Range	30E
Legal Township	08S
Legal Section	48
Legal Subdivision	BURTONS UNPLATTED
Legal Block	1
Legal Lot Number	6,7
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1018
Census Tract	21211

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3640 VAILL POINT TER, ST AUGUSTINE, FL 32086
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Mar 8, 2024	Warranty Deed, Transfer · Seller Carry-Back JOHN R BASS ETUX
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jun 28, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Prior Sale	Sep 23, 2022 · Amount on Record
Deed Document Number	202417931
Deed Book / Page	5912 / 1765
Prior Transfer Date	Apr 28, 2000
Prior Transfer Doc	0000017903
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3940 VAILL POINT TER, SAINT AUGUSTINE, FL 32086-7184
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 VAILL POINT TER, SAINT AUGUSTINE, FL 32086-7184

Mortgage

Document Number	0051671324
Date	Feb 1, 2021
Book Page	5167/1324
Instrument	2021011442

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 8, 2024
Property Address	3940 VAILL POINT TER, SAINT AUGUSTINE, FL 32086-7184
Document Number	0059121765
Book / Page	5912 / 1765
Instrument Date	Mar 8, 2024
Instrument	2024017931
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,971.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	991 KINGS ESTATE RD, ST AUGUSTINE, FL 32086-5350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 VAILL POINT TERRACE, ST AUGUSTINE, FL 32086

Mortgage

Document Number	0059121767
Date	Mar 8, 2024
Instrument	5912/1767

Lender

Name	JOHN R BASS ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 23, 2022
Property Address	3940 VAILL POINT TER, SAINT AUGUSTINE, FL 32086-7184
Document Number	0056391152
Book / Page	5639 / 1152
Instrument Date	Sep 22, 2022
Instrument	2022091184
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,689.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 VAILL POINT TER, SAINT AUGUSTINE, FL 32086-7184

Mortgage

Document Number	0056391154
Date	Sep 23, 2022
Instrument	5639/1154

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 28, 2022
Property Address	3940 VAILL POINT TER, SAINT AUGUSTINE, FL 32086-7184
Document Number	0055870680
Book / Page	5587 / 680
Instrument Date	Jun 23, 2022
Instrument	2022063954
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$4,431.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 VAILL POINT TER, SAINT AUGUSTINE, FL 32086-7184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$532,514 (+2.7%)	$662,320 (-1.88%) Land $294,000 Building $368,320
2025	$6,795.00 (-2.65%) Homeowner's exemption	$518,514 (-9.95%)	$675,020 (+14.08%) Land $294,000 Building $381,020
2024	$6,980.00 (+1.88%) Homeowner's exemption	$575,836 (+3%)	$591,708 (+5.84%) Land $222,000 Building $369,708
2023	$6,851.00 (+123.89%) Homeowner's exemption	$559,064 (+115.02%)	$559,064 (+44.46%) Land $222,000 Building $337,064
2022	$3,060.00 Homeowner's exemption	$260,000	$387,006 Land $140,000 Building $247,006

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	6 (2016–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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