3940 S Trapani Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 3940 S Trapani Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,667 sqft · built 2012
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,900 (Aug 2020)
Tax Bill	$9,437 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028685-4520`

Property Details

APN / Parcel Number

Primary APN	`028685-4520`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,667 sqft Living Area
Gross Area	3,555 sqft
1st Floor Area	2,192 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	381 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3940 S TRAPANI DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	57/94-109 MURABELLA UNIT 3 LOT 452 OR5007/300
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 3
Legal Block	1
Legal Lot Number	452
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1010
Census Tract	20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3940 S TRAPANI DR, SAINT AUGUSTINE, FL 32092-3495
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 5, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2020 · Amount on Record
Deed Sale	Aug 5, 2020 · Amount on Record
Prior Sale	Feb 14, 2012 · Amount on Record
Deed Document Number	202063824
Deed Book / Page	5007 / 300
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3940 S TRAPANI DR, SAINT AUGUSTINE, FL 32092-3495
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 S TRAPANI DR, SAINT AUGUSTINE, FL 32092-3495
Investor	Possibly a Property Investor

Mortgage

Document Number	0053161165
Date	Jul 13, 2021
Book Page	5316/1165
Instrument	2021077623

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 5, 2020
Property Address	3940 S TRAPANI DR, SAINT AUGUSTINE, FL 32092-3495
Document Number	0050070300
Book / Page	5007 / 300
Map Reference	MB 57 PG 94-109
Instrument Date	Aug 4, 2020
Instrument	2020063824
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,659.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 PASEO TERRAZA UNIT 306, 220, ST AUGUSTINE, FL 32095-6703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 S TRAPANI DR, SAINT AUGUSTINE, FL 32092-3495

Mortgage

Document Number	5007302
Date	Aug 5, 2020
Instrument	5007/302

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,281 (-1.74%) Land $120,000 Building $346,281	$466,281 (-1.74%) Land $120,000 Building $346,281
2025	$9,437.00 (+4.08%) Homeowner's exemption	$474,522 (-2.49%)	$474,522 (-2.49%) Land $120,000 Building $354,522
2024	$9,067.00 (+4.43%)	$486,617 (-0.21%)	$486,617 (-0.21%) Land $115,000 Building $371,617
2023	$8,682.00 (+6.55%)	$487,643 (+9.11%)	$487,643 (+9.11%) Land $100,800 Building $386,843
2022	$8,148.00	$446,946	$446,946 Land $100,800 Building $346,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on S Trapani Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures