3940 Phillips Ave, Paducah, KY 42001 Property Records

McCracken County property record for 3940 Phillips Ave, Paducah, KY 42001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,184 sqft · built 1968
Owner	Individual Name on Record
Last Sale	$180,000 (Mar 2025)
Tax Bill	$583 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`095-23-03-013`

Property Details

APN / Parcel Number

Primary APN	`095-23-03-013`
Alternative APNs	`121268` `157940`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,184 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1968
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	157940
Street Address	3940 PHILLIPS AVE
City	PADUCAH
State	KY
Zip	42001-4648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16-40-42 COUNTRY CLUB TERRACE L13D
Legal Subdivision	COUNTRY CLUB
Legal Lot Number	13D
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	3
Census Block	3009
Census Tract	30800

Owner

Source: McCracken County records, as of December 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3940 PHILLIPS AVE, PADUCAH, KY 42001-4648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2025 · Amount on Record
Deed Sale	Mar 11, 2025 · Amount on Record
Deed Document Number	711468
Deed Book / Page	D1517 / 669
Record Updated	Jun 8, 2026

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Mar 11, 2025
Property Address	3940 PHILLIPS AVE, PADUCAH, KY 42001-4648
Document Number	0D1517/669
Book / Page	D1517 / 669
Map Reference	MB G PG 19
Instrument Date	Mar 4, 2025
Instrument	711468
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1676 330TH AVE, FORT MADISON, IA 52627-9763

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3940 PHILLIPS AVE, PADUCAH, KY 42001-4648

Mortgage

Document Number	0000711469
Date	Mar 11, 2025
Instrument	711469

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

Source: McCracken County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Municipality	Paducah City
Unified School District	Paducah Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$583.00 (-81.35%) Homeowner's exemption	$212,000 (-)	$212,000 (-)
2023	$3,126.00 (-1.14%)	$212,000 (-)	$212,000 (-)
2022	$3,162.00	$212,000	$212,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
PPS Fibernet Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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