Charles County property record for 3940 Northgate Pl, Waldorf, MD 20602
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,240 sqft · built 1984 |
| Lot Size | 0.044 acres (1,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Jul 2021) |
| Tax Bill | $8,832 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Mar 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-135838 |
| Primary APN | 06-135838 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,920 sqft (0.044 acres) |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 135838 |
|---|---|
| Street Address | 3940 NORTHGATE PL |
| City | WALDORF |
| State | MD |
| Zip | 20602-2563 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 59 NORTHGATE TOWNHOMES ST CHARLES SUB-HUNTNGTON |
| Legal Subdivision | ST CHARLES SUB-HUNTNGTON |
| Legal Block | 2 |
| Legal Lot Number | 59 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 850901 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3940 NORTHGATE PL, WALDORF, MD 20602-2563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Mar 9, 2020 | Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Nov 4, 2019 | Deed, Transfer SHERIDAN TITLE INC |
| Jun 18, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Dec 16, 2005 | Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2021 · Amount on Record |
| Deed Sale | Jul 20, 2021 · Amount on Record |
| Prior Sale | Mar 9, 2020 · Amount on Record |
| Deed Book / Page | 11954 / 228 |
| Prior Transfer Date | May 2, 2019 |
| Prior Transfer Doc | 0106730446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jul 20, 2021 |
| Property Address | 3940 NORTHGATE PL, WALDORF, MD 20602-2563 |
| Document Number | 0119540228 |
| Book / Page | 11954 / 228 |
| Map Reference | MB 32 FO 168 |
| Instrument Date | Jun 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | JDM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3940 NORTHGATE PL, WALDORF, MD 20602-2563 |
| Document Number | 11954236 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 11954/236 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Number | 0119600279 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 11960/279 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 30, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 9, 2020 |
| Property Address | 3940 NORTHGATE PL, WALDORF, MD 20602-2563 |
| Document Number | 0110380095 |
| Book / Page | 11038 / 95 |
| Map Reference | MB 32 PG 168 |
| Instrument Date | Mar 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | SHERIDAN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3940 NORTHGATE PL, WALDORF, MD 20602-2563 |
| Document Number | 1103102 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 1103/102 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Nov 4, 2019 |
| Property Address | 3940 NORTHGATE PL, WALDORF, MD 20602-2563 |
| Document Number | 0108580002 |
| Book / Page | 10858 / 002 |
| Map Reference | MB 32 PG 168 |
| Instrument Date | Oct 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | SHERIDAN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,499.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6713 BURCH HILL RD, BRANDYWINE, MD 20613-9093 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 18, 2019 |
| Property Address | 3940 NORTHGATE PL, WALDORF, MD 20602-2563 |
| Document Number | 0106730446 |
| Book / Page | 010673 / 000446 |
| Instrument Date | Feb 26, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $135.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3940 NORTHGATE PL, WALDORF, MD 20602-2563 |
| Document Number | 0104640392 |
| Instrument Date | Dec 16, 2005 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | BRIDGEVIEW TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3940 NORTHGATE PL WALDORF MD 206022563, WALDORF, MD 20602-2563 |
| Document Number | 0104640392 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 010464/000392 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306-0304 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Nov 26, 2036 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,267 (+26.21%) | $311,100 (+16.69%) Land $95,000 Building $216,100 | |
| 2025 | $8,832.00 (+159.15%) | ||
| 2023 | $3,408.00 | $234,733 | $266,600 Land $90,000 Building $176,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures