Martin County property record for 3940 NE Joes Point Rd, Stuart, FL 34996 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,591 sqft · built 1988 |
| Lot Size | 0.334 acres (14,549 sqft) |
| Owner | Individual Name on File |
| Last Sale | $470,000 (Dec 2001) |
| Tax Bill | $7,314 (2024) |
| Deeds & Mortgages | Aug 2022 Transfer Jan 2018 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 24-37-41-003-000-0043.0-3-0000 |
| Primary APN | 24-37-41-003-000-0043.0-3-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 2,591 sqft Living Area |
| Gross Area | 3,071 sqft |
| 1st Floor Area | 2,591 sqft |
| Basement Area | 132 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,549 sqft (0.334 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3940 NE JOES POINT RD |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34996-1420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOES POINT LOT 43 |
| Legal Range | 41E |
| Legal Township | 37S |
| Legal Section | 24 |
| Legal Subdivision | JOES POINT |
| Legal Block | 2 |
| Legal Lot Number | 43 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 100 |
Source: Martin County records · APN 24-37-41-003-000-0043.0-3-0000
Assessment roll updated August 27, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4380 NE JOES POINT RD, STUART, FL 34996-1440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 04, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 31, 2001 · Amount on Record |
| Deed Sale | Dec 31, 2001 · Amount on Record |
| Deed Document Number | 20011543360 |
| Deed Book / Page | 1609 / 329 |
| Last Transfer Date | Aug 23, 2022 |
| Transfer Doc | 0033332329 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Aug 31, 2022 |
| Property Address | 3940 NE JOES POINT RD, STUART, FL 34996-1420 |
| Document Number | 0033332329 |
| Book / Page | 3333 / 2329 |
| Map Reference | MB 7 PG 91 |
| Instrument Date | Aug 23, 2022 |
| Instrument | 2978546 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 NE JOES POINT RD, 3940, STUART, FL 34996-1420 |
| Name | Verified Name |
|---|---|
| Address | 3940 NE JOES POINT RD, STUART, FL 34996-1420 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 3940 NE JOES POINT RD, STUART, FL 34996-1420 |
| Document Number | 0029750567 |
| Instrument Date | Jan 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3940 NE JOES POINT RD STUART FL 349961420, STUART, FL 34996-1420 |
| Document Number | 0029750567 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 002975/000567 |
| Instrument | 2678803 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $468,028 (+5.99%) | $626,100 (+1.28%) Land $350,000 Building $276,100 | |
| 2024 | $7,314.00 (+1.84%) | ||
| 2023 | $7,182.00 (+3.4%) Additional exemption filed | $441,591 (+3%) | $618,180 (+14.06%) Land $325,000 Building $293,180 |
| 2022 | $6,946.00 Homeowner's exemption | $428,730 | $542,000 Land $300,000 Building $242,000 |
Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850001002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 260 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,495 units insured 1,235 under condo master policies |
| Nearby Flood Claims | 189 (1984–2024) |
| Claims Outside the SFHA | 94 of 189 |
| Most Recent Claim | May 2024, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
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