3940 Main St, Barnstable, MA 02630 Property Records

Barnstable County and Barnstable Town City property record for 3940 Main St, Barnstable, MA 02630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 1966
Lot Size	0.79 acres (34,412 sqft)
Owner	Individual Name on File
Last Sale	$423,300 (May 2003)
Tax Bill	$7,051 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BARN M:335 L:023`

Property Details

APN / Parcel Number

Primary APN	`BARN M:335 L:023`
Alternative APN	`247110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,704 sqft Living Area
Gross Area	4,184 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,412 sqft (0.79 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	247110
Street Address	3940 MAIN ST
City	BARNSTABLE
State	MA
Zip	02630-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Lot Number	23
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	4
Census Block	4001
Census Tract	12200

Owner

Source: Barnstable County and Barnstable Town City records · APN BARN M:335 L:023

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3940 MAIN ST, BARNSTABLE, MA 02630-1725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2003 · Amount on Record
Deed Sale	May 01, 2003 · Amount on Record
Prior Sale	Jul 27, 1990 · Amount on Record
Deed Book / Page	16846 / 61
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	3940 MAIN ST, BARNSTABLE, MA 02630-1725
Document Number	30272-217
Book / Page	030272 / 000217
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	30272-217
Date	Jan 31, 2017
Book Page	030272/000217
Instrument	5506

Lender

Name	DITECH FIN'L

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 30, 2032

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,051.00 (+8.31%)	$763,100 (+2.69%) Land $380,400 Building $382,700	$1,209,255
2024	$6,510.00 (+7.27%)	$743,100 (+9.96%) Land $380,400 Building $362,700
2023	$6,069.00	$675,800 Land $353,700 Building $322,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010122004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	35 (1987–2021)
Claims Outside the SFHA	14 of 35
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims Coastal Storm, Oct 1991 · 5 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Old King's Highway Historic District listed 1987 · 830 contributing resources · NRIS 87000314

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 96 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	BARNSTABLE FIRE DISTRICT serves 5,400 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.