3940 Gresham St, Unit 451, San Diego, CA 92109 Property Records

San Diego County property record for 3940 Gresham St, Unit 451, San Diego, CA 92109

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,559 sqft · built 2004
Lot Size	2 acres (87,193 sqft)
Owner	Company Name on File
Last Sale	$2,039,000 (Feb 2023)
Tax Bill	$26,574 (2025)
Deeds & Mortgages	Feb 2023 Sale Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`423-381-22-19`

Property Details

APN / Parcel Number

Primary APN	`423-381-22-19`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	5 Stories
Building Area	1,559 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	87,193 sqft
View / Lot	Ocean
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3940 GRESHAM ST, 451
City	SAN DIEGO
State	CA
Zip	92109-5881
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2-5
Legal Description	LOT 93 US 39DOC73-3543&UND INT IN LOTS 39 THRU 41&IN TR 001864
Legal Subdivision	SOUTHERN TITLE GUARANTY COS SU
Legal Tract	001864
Legal Block	1
Legal Lot Number	39-41
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	7701

Owner

3940 Gresham St, Unit 451 is owned by a company that bought it in February 2023.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	18335 OLD COACH WAY, POWAY, CA 92064-6636
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Grant Deed, Transfer CHICAGO TITLE COMPANY SD
Aug 4, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2023 · Amount on File
Deed Sale	Feb 28, 2023 · Amount on File
Prior Sale	Dec 22, 2016 · Amount on File
Deed Document Number	202351770
Prior Transfer Date	Aug 18, 1994
Prior Transfer Doc	0000605217
Record Updated	Oct 29, 2026

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2023
Property Address	3940 GRESHAM ST UNIT 451, 451, SAN DIEGO, CA 92109-5881
Document Number	0000051770
Map Reference	MAP 1864
Instrument Date	Feb 21, 2023
Instrument	2023-0051770
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	18335 OLD COACH WAY, POWAY, CA 92064-6636

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3940 GRESHAM ST UNIT 451, 451, SAN DIEGO, CA 92109-5881
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000428712
Date	Aug 4, 2020
Instrument	2020-0428712

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jul 20, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3940 Gresham St, Unit 451 was $26,574.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,163,801 (+2%) Land $1,829,521 Building $334,280
2025	$26,574.00	$2,121,375 Land $1,793,649 Building $327,726
2023	$15,661.00 (+2.74%) Homeowner's exemption	$1,282,842 Land $948,188 Building $334,654
2022	$15,243.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3940 Gresham St, Unit 451 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 units insured incl. 6 condo units
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jan 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3940 Gresham St, Unit 451 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 952 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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