Montgomery County property record for 3940 Ferrara Dr, Silver Spring, MD 20906
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,925 sqft · built 1981 |
| Lot Size | 0.054 acres (2,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Mar 2024) |
| Tax Bill | $5,342 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02015285 |
| Primary APN | 13-02015285 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,925 sqft Living Area |
| Gross Area | 1,989 sqft |
| 1st Floor Area | 700 sqft |
| Basement Area | 525 sqft |
| Finished Basement | 525 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,356 sqft (0.054 acres) |
| Porch | Enclosed Porch |
| Porch Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02015285 |
|---|---|
| Street Address | 3940 FERRARA DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-4708 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R60 |
| Legal Description | GARRETT FOREST SEC 8 |
| Legal Subdivision | GARRETT FOREST |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 703501 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3940 FERRARA DR, SILVER SPRING, MD 20906-4708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 26, 2024 | Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Aug 2, 2021 | Deed, Transfer · FHA Mortgage EMM LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2024 · Amount on Record |
| Deed Sale | Mar 26, 2024 · Amount on Record |
| Prior Sale | Aug 2, 2021 · Amount on Record |
| Deed Book / Page | 67852 / 455 |
| Prior Transfer Date | Mar 20, 2024 |
| Prior Transfer Doc | 0678520455 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Mar 26, 2024 |
| Property Address | 3940 FERRARA DR, SILVER SPRING, MD 20906-4708 |
| Document Number | 0678520455 |
| Book / Page | 67852 / 455 |
| Map Reference | MB 112 PL 13117 |
| Instrument Date | Mar 20, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Title Company | NOT AVAILABLE, CERTIFIED TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,275.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3940 FERRARA DR, SILVER SPRING, MD 20906-4708 |
| Document Number | 0067852461 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 67852/461 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 2, 2021 |
| Property Address | 3940 FERRARA DR, SILVER SPRING, MD 20906-4708 |
| Document Number | 0636330421 |
| Book / Page | 63633 / 421 |
| Map Reference | MB 112 PL 13117 |
| Instrument Date | Jul 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | EVERGREEN SETTLEMENT COMPANY, EVERGREEN SETTLEMENT CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3940 FERRARA DR, SILVER SPRING, MD 20906-4708 |
| Document Number | 63633430 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 63633/430 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,100 (+7.09%) | $470,300 (-) Land $160,000 Building $310,300 | |
| 2025 | $5,342.00 (+8.44%) | $411,900 (+8.59%) | $470,300 (+22.89%) Land $160,000 Building $310,300 |
| 2024 | $4,926.00 (+25.82%) | ||
| 2023 | $379,333 (+0.9%) | $382,700 (-) Land $160,000 Building $222,700 | |
| 2022 | $3,915.00 | $375,967 | $382,700 Land $160,000 Building $222,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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