3940 E 32nd St, Des Moines, IA 50317 Property Records

Polk County property record for 3940 E 32nd St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 762 sqft · built 2013
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Nov 2019)
Tax Bill	$3,036 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2025 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060/01463-004-000`

Property Details

APN / Parcel Number

Primary APN	`060/01463-004-000`
Alternative APN	`792320352044`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	762 sqft Living Area
1st Floor Area	762 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	160 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3940 E 32ND ST
City	DES MOINES
State	IA
Zip	50317-5908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	-EX W 239F- LOT 85 DOUGLAS ACRES
Legal Subdivision	DOUGLAS ACRES
Legal Lot Number	85
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2007
Census Tract	101

Owner

Source: Polk County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	775 SE BOBWHITE LN, WAUKEE, IA 50263-8603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Nov 25, 2025	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Nov 13, 2019	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD FIN
Oct 10, 2018	Deed of Trust, Mortgage · Line of Credit MARINE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2019 · Amount on Record
Deed Sale	Nov 13, 2019 · Amount on Record
Prior Sale	Nov 4, 2013 · Amount on Record
Deed Document Number	201943276
Deed Book / Page	17584 / 809
Prior Transfer Date	Nov 1, 2013
Prior Transfer Doc	0000039690
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Apr 24, 2026
Property Address	3940 E 32ND ST, DES MOINES, IA 50317-5908
Document Number	0000023276
Book / Page	20495 / 43
Instrument Date	Apr 18, 2026
Instrument	202623276
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 E 32ND ST, DES MOINES, IA 50317-5908
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023276,
Date	Apr 24, 2026
Book Page	20495/43
Instrument	202623276

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3940 E 32ND ST, DES MOINES, IA 50317-5908
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 E 32ND ST, DES MOINES, IA 50317-5908

Mortgage

Document Number	0000071116
Date	Nov 25, 2025
Book Page	20347/561
Instrument	2025-00071116

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	8023 E 63RD PL STE 700, TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	943 Months
Due	Jun 21, 2104

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jan 1, 2026
Min Rate At Change	1.8%
Max Rate At Change	10.5%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 13, 2019
Property Address	3940 E 32ND ST, DES MOINES, IA 50317-5908
Document Number	0000043276
Book / Page	017584 / 000809
Instrument Date	Nov 7, 2019
Instrument	43276
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 E 32ND ST DES MOINES IA 503175908, DES MOINES, IA 50317-5908

Mortgage

Document Number	43278
Date	Nov 13, 2019
Book Page	017584/000813
Instrument	43278

Lender

Name	NEIGHBORHOOD FIN
Type	Funding / Finance Company
Address	DES MOINES, IA 50317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

Mortgage

Document Number	43279,
Date	Nov 13, 2019
Book Page	017584/000824
Instrument	43279

Lender

Name	NEIGHBORHOOD FIN
Type	Funding / Finance Company
Address	DES MOINES, IA 50314

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 12, 2024

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3940 E 32ND ST, DES MOINES, IA 50317-5908
Document Number	0000032278
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 E 32ND ST DES MOINES IA 503175908, DES MOINES, IA 50317-5908

Mortgage

Document Number	0000032278
Date	Oct 23, 2018
Book Page	017120/000360
Instrument	32278

Lender

Name	MARINE CU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 22, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$184,800 (+7.57%) Land $31,500 Building $153,300	$184,800 (+7.57%) Land $31,500 Building $153,300
2024	$3,036.00 (+236.59%)
2023		$171,800 Land $28,800 Building $143,000	$171,800 Land $28,800 Building $143,000
2020	$902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, T-Mobile, Verizon.

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