3940 Denver Dr, La Mesa, CA 91941 Property Records

San Diego County property record for 3940 Denver Dr, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,077 sqft · built 2007
Lot Size	0.27 acres (11,752 sqft)
Owner	2 Individual Names on File
Last Sale	$729,000 (Sep 2018)
Tax Bill	$10,724 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`475-622-20-00`

Property Details

APN / Parcel Number

Primary APN	`475-622-20-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,077 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	11,752 sqft (0.27 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3940 DENVER DR
City	LA MESA
State	CA
Zip	91941-7889
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1S
Legal Description	LOT 95 TR 014145
Legal Subdivision	LA MESA ACRES
Legal Tract	014145
Legal Block	3
Legal Lot Number	95
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3011
Census Tract	14602

Owner

3940 Denver Dr is owned and occupied by two individuals who bought it in September 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3940 DENVER DR, LA MESA, CA 91941-7889
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 2, 2018	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 18, 2020	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Sep 5, 2018	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2018 · Amount on File
Deed Sale	Sep 5, 2018 · Amount on File
Prior Sale	Sep 22, 2015 · Amount on File
Deed Document Number	2018367000
Prior Transfer Date	Jan 10, 2013
Prior Transfer Doc	0000066927
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3940 DENVER DR, LA MESA, CA 91941-7889
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 DENVER DR, LA MESA, CA 91941-7889

Mortgage

Document Number	0000077269
Date	Feb 1, 2021
Instrument	2021-0077269

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3940 DENVER DR, LA MESA, CA 91941-7889
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000409559
Date	Oct 2, 2018
Instrument	2018-0409559

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3940 DENVER DR, LA MESA, CA 91941-7889
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000225576
Date	Jun 11, 2019
Instrument	2019-0225576

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3940 DENVER DR, LA MESA, CA 91941-7889
Document Number	0000151001
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3940 DENVER DR LA MESA CA 919417889, LA MESA, CA 91941-7889

Mortgage

Document Number	0000151001
Date	Mar 24, 2020
Instrument	151001

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 23, 2045

Interest

Rate Type	Adjustable Rate

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 5, 2018
Property Address	3940 DENVER DR, LA MESA, CA 91941-7889
Document Number	0000367000
Instrument Date	Aug 8, 2018
Instrument	367000
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$801.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3940 DENVER DR LA MESA CA 919417889, LA MESA, CA 91941-7889

Mortgage

Document Number	367001
Date	Sep 5, 2018
Instrument	367001

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3940 Denver Dr was $10,724 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	La Mesa City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$829,469 (+2%) Land $281,733 Building $547,736
2025	$10,724.00 Homeowner's exemption	$813,206 Land $276,209 Building $536,997
2023	$10,120.00 (+1.33%) Homeowner's exemption	$781,631 Land $265,485 Building $516,146
2022	$9,987.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3940 Denver Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3940 Denver Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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