3940 Bella Vista Loop, Harker Heights, TX 76548 Property Records

Bell County property record for 3940 Bella Vista Loop, Harker Heights, TX 76548

Property Summary

Property Type	Single Family Home
Details	3,343 sqft · built 2008
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$371,900 (Mar 2020)
Deeds & Mortgages	May 2019 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0661091775`

Property Details

APN / Parcel Number

Primary APN	`0661091775`
Alternative APNs	`350913` `873437`

Interior

Stories	2 Stories
Building Area	3,343 sqft Living Area
1st Floor Area	1,993 sqft
2nd Floor Area	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Garage Area	536 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	1 sqft
Porch	Open Porch
Porch Area	296 sqft
Canopy	652 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	3940 BELLA VISTA LOOP
City	HARKER HEIGHTS
State	TX
Zip	76548-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA VISTA ESTATES, BLOCK 001, LOT 0020, ACRES .53
Legal Subdivision	BELLA VISTA ESTATES
Legal Block	1
Legal Lot Number	20
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	1
Census Block	1013
Census Tract	21908

Owner

3940 Bella Vista Loop is owned and occupied by an individual who bought it in March 2020.

Source: Bell County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3940 BELLA VISTA LOOP, HARKER HEIGHTS, TX 76548-8719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage SECURITY SERVICE FCU
Dec 8, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 27, 2020	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 18, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2020 · Amount on File
Deed Sale	Mar 27, 2020 · Amount on File
Prior Sale	Dec 18, 2017
Deed Document Number	202015241
Prior Transfer Date	Sep 21, 2010
Prior Transfer Doc	0000035367
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3940 BELLA VISTA LOOP, HARKER HEIGHTS, TX 76548-8719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019376
Date	May 10, 2019
Instrument	2019-00019376

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3940 BELLA VISTA LOOP, HARKER HEIGHTS, TX 76548-8719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067950
Date	Dec 8, 2020
Instrument	2020-00067950

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 27, 2020
Property Address	3940 BELLA VISTA LOOP, HARKER HEIGHTS, TX 76548-8719
Document Number	0000015241
Map Reference	CAB C SL 372A
Instrument Date	Mar 27, 2020
Instrument	2020-00015241
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	NETCO TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 BELLA VISTA LOOP, 3940, HARKER HEIGHTS, TX 76548-8719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4211 MILDRED AVE, KILLEEN, TX 76549-3751

Mortgage

Document Number	0000015242
Date	Mar 27, 2020
Instrument	2020-00015242

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Dec 18, 2017
Property Address	3940 BELLA VISTA LOOP, HARKER HEIGHTS, TX 76548-8719
Document Number	0000052542
Instrument Date	Dec 11, 2017
Instrument	52542
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 BELLA VISTA LOOP HARKER HEIGHTS TX 765488719, HARKER HEIGHTS, TX 76548-8719

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Harker Heights City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$493,196 Land $39,248 Building $453,948	$493,196 Land $39,248 Building $453,948
2023	$506,888 Land $39,248 Building $467,640	$506,888 Land $39,248 Building $467,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3940 Bella Vista Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3940 Bella Vista Loop is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Brightspeed DSL	140 / 20

May also be available: Nextlink, Verizon, Western Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bella Vista Loop

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