3940 Bayside Rd, Snow Hill, MD 21863 Property Records

Worcester County property record for 3940 Bayside Rd, Snow Hill, MD 21863

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,070 sqft · built 2019
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jan 2019)
Tax Bill	$3,963 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-013738`

Property Details

APN / Parcel Number

Primary APN	`02-013738`
Alternative APN	`013738`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,070 sqft Total Area
Utility Area	288 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	49,223 sqft (1.13 acres)
Lot Dimensions	248 ft deep x 200 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	480 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	013738
Street Address	3940 BAYSIDE RD
City	SNOW HILL
State	MD
Zip	21863-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 3 200' X 248' EAST SIDE BAYSIDE ROAD PL GREEN ACRES
Legal Subdivision	GREEN ACRES
Legal Lot Number	3
Jurisdiction	WORCESTER MD
Township / Civil Division	1, SOUTHERN
Census Block Group	3
Census Block	3041
Census Tract	951200

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3940 BAYSIDE RD, SNOW HILL, MD 21863-4200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS
Jan 18, 2019	Grant Deed, Transfer · Line of Credit BANK OF OCEAN CTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2019 · Amount on Record
Deed Sale	Jan 18, 2019 · Amount on Record
Prior Sale	Oct 21, 2005
Deed Book / Page	7353 / 464
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	3940 BAYSIDE RD, SNOW HILL, MD 21863-4200
Document Number	0075840034
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	BRENNAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3940 BAYSIDE RD SNOW HILL MD 218634200, SNOW HILL, MD 21863-4200

Mortgage

Document Number	0075840034
Date	Jan 28, 2020
Book Page	007584/000034

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Jan 18, 2019
Property Address	3940 BAYSIDE RD, SNOW HILL, MD 21863-4200
Document Number	0073530464
Book / Page	007353 / 000464
Instrument Date	Jan 17, 2019
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	BRENNAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	BAYSIDE RD SNOW HILL MD 21863, SNOW HILL, MD 21863

Mortgage

Document Number	73530470
Date	Jan 18, 2019
Book Page	007353/000470

Lender

Name	BANK OF OCEAN CTY
Type	Bank
Address	BERLIN, MD 21811

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,963.00 (+0.05%) Homeowner's exemption	$424,667 (+4.97%)	$428,600 (+1.4%) Land $130,200 Building $298,400
2025	$3,961.00 (+2.32%) Homeowner's exemption
2023	$3,871.00 Homeowner's exemption	$404,567	$422,700 Land $130,200 Building $292,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	13 (1985–2025)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 82% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Choptank Fiber Fiber	2,500 / 2,500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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