3940 Ady Rd, Pylesville, MD 21132 Property Records

Harford County property record for 3940 Ady Rd, Pylesville, MD 21132

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,136 sqft · built 2022
Lot Size	2.77 acres (120,661 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (May 2022)
Tax Bill	$7,389 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-400333`

Property Details

APN / Parcel Number

Primary APN	`05-400333`
Alternative APN	`400333`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,136 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	120,661 sqft (2.77 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	252 sqft
Patio Area	468 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	400333
Street Address	3940 ADY RD
City	PYLESVILLE
State	MD
Zip	21132-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 10 2.77 AC 3940 ADY ROAD GOLDEN SPRING PT 205/61
Legal Subdivision	FINAL PLAT SECTION TWO GOLDEN SPRING
Legal Lot Number	10
Jurisdiction	HARFORD MD
Township / Civil Division	5, DUBLIN
Census Block Group	1
Census Block	1042
Census Tract	305100

Owner

3940 Ady Rd is owned and occupied by two individuals who bought it in May 2022.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3940 ADY RD, PYLESVILLE, MD 21132-1503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU
May 16, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
May 13, 2021	Deed, Construction Loan · Construction Mortgage PEOPLESBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Prior Sale	May 13, 2021 · Amount on File
Deed Book / Page	15511 / 108
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3940 ADY RD, PYLESVILLE, MD 21132-1503
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 ADY RD, PYLESVILLE, MD 21132-1503

Mortgage

Document Number	0169440281
Date	Dec 29, 2025
Book Page	16944/281

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 16, 2022
Property Address	3940 ADY RD, PYLESVILLE, MD 21132-1503
Document Number	0155110108
Book / Page	15511 / 108
Map Reference	MB 205 FO 61
Instrument Date	May 4, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 9, 2022
Title Company	R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 ADY ROAD, STREET, MD 21154

Mortgage

Document Number	0155110113
Date	May 16, 2022
Instrument	15511-0113

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 13, 2021
Property Address	3940 ADY RD, PYLESVILLE, MD 21132-1503
Document Number	0147480029
Book / Page	14748 / 29
Map Reference	MB 205 FO 61
Instrument Date	Apr 9, 2021
Transaction Type	Construction Loan
Record Updated	Sep 9, 2022
Title Company	R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7939 HONEYGO BOUIEVARD STE I 12 #112 STE I, I, NOTTINGHAM, MD 21236-4931

Mortgage

Document Number	0001474834
Date	May 13, 2021
Instrument	14748/34

Lender

Name	PEOPLESBANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3940 Ady Rd was $7,389 with a homeowner's exemption, up 15.8% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,389.00 (+15.83%) Homeowner's exemption	$672,533	$718,900 Land $123,800 Building $595,100
2025	$6,379.00 Homeowner's exemption
2023		$557,000	$579,800 Land $123,800 Building $456,000
2022	$5,882.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3940 Ady Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3940 Ady Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: IQ Fiber.

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