3940 Abingdon Rd, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 3940 Abingdon Rd, Charlotte, NC 28211

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,606 sqft · built 1958
Lot Size	0.652 acres (28,434 sqft)
Owner	Individual Name on File
Last Sale	$645,000 (Aug 2000)
Tax Bill	$21,418 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`183-073-22`

Property Details

APN / Parcel Number

Primary APN	`183-073-22`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,606 sqft Heated Area
Gross Area	5,088 sqft
1st Floor Area	2,017 sqft
Upper Floors Area	1,589 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	28,434 sqft (0.652 acres)

Exterior Amenities

Pool Area	629 sqft
Porch	Porch
Porch Area	293 sqft
Patio Area	635 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	183-073-22
Street Address	3940 ABINGDON RD
City	CHARLOTTE
State	NC
Zip	28211-3821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L4 B6 M8-111
Legal Subdivision	FOXCROFT HILLS
Legal Block	6
Legal Lot Number	4
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1001
Census Tract	2903

Owner

3940 Abingdon Rd is owned and occupied by an individual who bought it in August 2000.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3940 ABINGDON RD, CHARLOTTE, NC 28211-3821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 16, 2018	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA
Mar 13, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2000 · Amount on File
Deed Sale	Aug 11, 2000 · Amount on File
Deed Document Number	0011492505
Deed Book / Page	11492 / 0505
Record Updated	Jun 7, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3940 ABINGDON RD, CHARLOTTE, NC 28211-3821
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000207476
Date	Dec 8, 2020
Book Page	35405/842
Instrument	2020207476

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	3940 ABINGDON RD, CHARLOTTE, NC 28211-3821
Document Number	0000153467
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 ABINGDON RD CHARLOTTE NC 282113821, CHARLOTTE, NC 28211-3821

Mortgage

Document Number	0000153467
Date	Dec 13, 2018
Book Page	033166/000459
Instrument	153467

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2048

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3940 ABINGDON RD, CHARLOTTE, NC 28211-3821
Document Number	0000044386
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 ABINGDON RD CHARLOTTE NC 282113821, CHARLOTTE, NC 28211-3821

Mortgage

Document Number	0000044386
Date	Apr 6, 2017
Book Page	031697/000740
Instrument	44386

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 3940 Abingdon Rd in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	22 (1982–2025)
Claims Outside the SFHA	7 of 22
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3940 Abingdon Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

Nearby Properties on Abingdon Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures