3940 147th St, Midlothian, IL 60445 Property Records

Cook County property record for 3940 147th St, Midlothian, IL 60445

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	built 1982
Lot Size	0.223 acres (9,720 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Feb 2014)
Tax Bill	$10,041 (2023)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`28-11-123-046`

Property Details

APN / Parcel Number

Primary APN	`28-11-123-046`
Alternative APN	`28-11-123-046-0000`

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	9,720 sqft (0.223 acres)

Location & Zoning

Street Address	3940 147TH ST
City	MIDLOTHIAN
State	IL
Zip	60445-3454
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	A T (MCINTOSHS)(MIDLOTHIAN)(MANOR) SUB WH NW OF SEC 1 1 & SW SW SEC 2 SEC 02-36-13
Legal Range	13E
Legal Township	36N
Legal Section	02
Legal Subdivision	MCINTOSHS MIDLOTHIAN MANOR
Legal Block	13
Legal Lot Number	17-19
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	3
Census Block	3022
Census Tract	824701

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2705 W 147TH ST, POSEN, IL 60469-1501
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2014 · Amount on Record
Deed Sale	Feb 3, 2014 · Amount on Record
Prior Sale	May 16, 1994 · Amount on Record
Deed Document Number	201422038
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3940 147TH ST, MIDLOTHIAN, IL 60445
Document Number	1720557041
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 9, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3934 147TH ST MIDLOTHIAN IL 604453454, MIDLOTHIAN, IL 60445-3454

Mortgage

Document Number	1720557041
Date	Jul 24, 2017
Instrument	20557041

Lender

Name	FIRST SECURE CMNTY BK
Address	SUGAR GROVE, IL 60554

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jul 23, 2020

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Midlothian School District 143 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,540 (+80.01%) Land $7,290 Building $19,250	$265,400 (+350.01%) Land $72,900 Building $192,500
2023	$10,041.00 (+44.95%)
2022	$6,927.00	$14,744 Land $7,776 Building $6,968	$58,976 Land $31,104 Building $27,872

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	38 (1981–2026)
Claims Outside the SFHA	2 of 38
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2023 · 12 claims Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20