394 Yates St, Cornelia, GA 30531 Property Records

Habersham County property record for 394 Yates St, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,645 sqft · built 1967
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Sep 2026)
Tax Bill	$806 (2026)
Deeds & Mortgages	Sep 2026 Sale Aug 2026 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`085D026`

Property Details

APN / Parcel Number

Primary APN	`085D026`
Alternative APNs	`681261` `395757`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,645 sqft Heated Area
Gross Area	2,570 sqft
1st Floor Area	1,645 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	209 ft deep x 135 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	525 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	395757
Street Address	394 YATES ST
City	CORNELIA
State	GA
Zip	30531-2172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	10-138 LEVEL RDG L DB 1262-684
Legal Subdivision	GT MAY RESUB
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1044
Census Tract	501

Owner

394 Yates St is owned and occupied by an individual who bought it in September 2026.

Source: Habersham County records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	444 ELBERTA ST, CORNELIA, GA 30531-2159
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Limited Warranty Deed, Transfer
Aug 25, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 11, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage REGIONS BANK
May 19, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Feb 22, 2021	Warranty Deed, Transfer
Nov 16, 2020	Warranty Deed, Transfer
Jul 11, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2026 · Amount on File
Deed Sale	Sep 11, 2026 · Amount on File
Prior Sale	Aug 25, 2026
Deed Book / Page	1446 / 495
Prior Transfer Date	Aug 24, 2026
Prior Transfer Doc	1444000809
Record Updated	Oct 29, 2026

September 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 11, 2026
Property Address	394 YATES ST, CORNELIA, GA 30531-2172
Document Number	1446000495
Book / Page	1446 / 495
Instrument Date	Sep 10, 2026
Transaction Type	Transfer
Record Updated	Oct 12, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 ELBERTA ST, CORNELIA, GA 30531-2159

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HABERSHAM GA
Recording Date	Aug 25, 2026
Property Address	394 YATES ST, CORNELIA, GA 30531-2172
Document Number	1444000809
Book / Page	1444 / 809
Instrument Date	Aug 24, 2026
Transaction Type	Transfer
Record Updated	Sep 21, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1675 DICKS HILL PKWY, MOUNT AIRY, GA 30563-4023

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	394 YATES ST, CORNELIA, GA 30531-2172
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 YATES ST, CORNELIA, GA 30531-2172

Mortgage

Document Number	0000001250/0000000326
Date	Feb 11, 2021
Book Page	0000001250/0000000326

Lender

Name	REGIONS BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 19, 2021
Property Address	394 YATES ST, CORNELIA, GA 30531-2172
Document Number	1262/684
Book / Page	1262 / 684
Instrument Date	May 19, 2021
Instrument	2021-001170
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 YATES ST, CORNELIA, GA 30531-2172

Mortgage

Document Number	0000001262/0000000686
Date	May 20, 2021
Book Page	0000001262/0000000686

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Feb 22, 2021
Property Address	394 YATES ST, CORNELIA, GA 30531-2172
Document Number	001251/984
Book / Page	1251 / 984
Instrument Date	Feb 22, 2021
Instrument	2021-000414
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 YATES ST, CORNELIA, GA 30531-2172

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 16, 2020
Property Address	394 YATES ST, CORNELIA, GA 30531-2172
Document Number	001240/342
Book / Page	1240 / 342
Instrument Date	Nov 16, 2020
Instrument	2020-002352
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 YATES ST, CORNELIA, GA 30531-2172

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jul 11, 2017
Property Address	394 YATES ST, CORNELIA, GA 30531-2172
Document Number	001144/249
Book / Page	1144 / 249
Instrument Date	Jul 11, 2017
Instrument	2017-001419
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 YATES ST, CORNELIA, GA 30531-2172

Tax Assessment & Valuation

The 2026 property tax bill for 394 Yates St was $806 with exemptions applied, up 1.1% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$806.00 (+1.13%) Homeowner's exemption Senior Citizen's exemption	$110,080 (-5.29%) Land $23,002 Building $87,078	$275,201 (-5.29%) Land $57,505 Building $217,696
2025	$797.00 Homeowner's exemption Senior Citizen's exemption	$116,234 Land $23,002 Building $93,232	$290,585 Land $57,505 Building $233,080
2023	Homeowner's exemption Senior Citizen's exemption	$86,080 (+17.9%) Land $13,124 Building $72,956	$215,200 (+17.9%) Land $32,810 Building $182,390
2022	Homeowner's exemption Senior Citizen's exemption	$73,012 Land $10,496 Building $62,516	$182,530 Land $26,240 Building $156,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 394 Yates St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 394 Yates St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: TrailWave.

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