Bay County property record for 394 W Beaver Rd, Kawkawlin, MI 48631
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,664 sqft · built 1985 |
| Lot Size | 15.7 acres (685,634 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $475,000 (Aug 2018) |
| Tax Bill | $4,401 (2024) |
| Deeds & Mortgages | Dec 2025 Transfer Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-025-300-030-04 |
| Primary APN | 020-025-300-030-04 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,664 sqft Living Area |
| 1st Floor Area | 2,664 sqft |
| Basement Area | 2,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 685,634 sqft (15.7 acres) |
| Garage Type | Attached |
| Garage Area | 5,312 sqft |
| Parking Spaces | 15 Parking Spaces |
| Porch | Slab |
| Utility Building | 792 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 394 W BEAVER RD |
|---|---|
| City | KAWKAWLIN |
| State | MI |
| Zip | 48631-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT A PT THAT IS N 89 DEG 59' 45" E 520 FT FROM SW COR OF SEC, TH N 00 DEG 09' 05" W 1270.48 FT, TH NELY TO NW COR OF SE |
| Jurisdiction | BAY MI |
| Township / Civil Division | BEAVER |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 286101 |
Source: Bay County assessment roll, APN 020-025-300-030-04, as of May 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 394 W BEAVER RD, KAWKAWLIN, MI 48631-9704 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 08, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Nov 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST ST BK |
| Aug 08, 2018 | Warranty Deed, Transfer · Conventional Mortgage DOW CHEMICAL EMPS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 08, 2018 · Amount on Record |
| Deed Sale | Aug 08, 2018 · Amount on Record |
| Deed Document Number | 201810895 |
| Last Transfer Date | Nov 24, 2025 |
| Transfer Doc | 0000015198 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Dec 08, 2025 |
| Property Address | 394 W BEAVER RD, KAWKAWLIN, MI 48631-9704 |
| Document Number | 0000015198 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 202515198 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 394 W BEAVER RD, KAWKAWLIN, MI 48631-9704 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 394 W BEAVER RD, KAWKAWLIN, MI 48631-9704 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 394 W BEAVER RD, KAWKAWLIN, MI 48631-9704 |
| Document Number | 0000015997 |
| Instrument Date | Nov 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 394 W BEAVER RD KAWKAWLIN MI 486319704, KAWKAWLIN, MI 48631-9704 |
| Document Number | 0000015997 |
|---|---|
| Date | Nov 09, 2020 |
| Instrument | 15997 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 08, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Oct 17, 2018 |
| Property Address | 394 W BEAVER RD, KAWKAWLIN, MI 48631-9704 |
| Document Number | 0000014257 |
| Instrument Date | Oct 06, 2018 |
| Instrument | 14257 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,638.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4698 SPURWOOD DR SAGINAW MI 486033113, SAGINAW, MI 48603-3113 |
| Document Number | 14258 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 14258 |
| Name | FIRST ST BK |
|---|---|
| Type | Bank |
| Address | SAGINAW, MI 48605 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 16, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Aug 08, 2018 |
| Property Address | 394 W BEAVER RD, KAWKAWLIN, MI 48631-9704 |
| Document Number | 0000010895 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 10895 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,085.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2192 WHITEHERSE DR BAY CITY MI 487069107, BAY CITY, MI 48706-9107 |
| Document Number | 10896 |
|---|---|
| Date | Aug 08, 2018 |
| Instrument | 10896 |
| Name | DOW CHEMICAL EMPS CU |
|---|---|
| Type | Credit Union |
| Address | MIDIAND, MI 48641-1649 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 07, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
Source: Bay County assessment roll as of May 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Beaver Township |
| Unified School District | Bay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | Homeowner's exemption | $338,900 (+17.27%) | $677,800 (+17.27%) |
| 2025 | $289,000 (+29.65%) | $578,000 (+29.65%) | |
| 2024 | $4,401.00 (-33.44%) | ||
| 2023 | $222,900 | $445,800 | |
| 2022 | $6,612.00 |
Source: FEMA National Flood Hazard Layer, Bay County (26017C), as of February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172861013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 26 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
Source: EPA Safe Drinking Water Information System, water system MI0000400, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BANGOR-MONITOR METRO DISTRICT serves 2,971 people |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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