Bandera County property record for 394 Vista S, Pipe Creek, TX 78063
| Property Type | Rural Home |
|---|---|
| Details | 2,234 sqft · built 2007 |
| Lot Size | 9.4 acres (409,464 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,643 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14310-00000-0240 |
| Primary APN | 14310-00000-0240 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,234 sqft Living Area |
| 1st Floor Area | 2,234 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 409,464 sqft (9.4 acres) |
| Garage Type | Carport |
| Garage Area | 200 sqft |
| Carport | Carport |
| Carport Area | 200 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 262 sqft |
| Deck Area | 347 sqft |
| Patio Area | 347 sqft |
| Shed | 1 Shed |
| Shed Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 14310-00000-0240 |
|---|---|
| Street Address | 394 VISTA S |
| City | PIPE CREEK |
| State | TX |
| Zip | 78063-5674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LAGO VISTA LT 24-25 9.40 ACRES |
| Legal Subdivision | LAGO VISTA |
| Legal Lot Number | 24,25 |
| Jurisdiction | BANDERA TX |
| Township / Civil Division | BANDERA |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 302 |
Source: Bandera County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 394 VISTA S, PIPE CREEK, TX 78063-5674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANDERA TX |
| Property Address | 394 VISTA S, PIPE CREEK, TX 78063-5674 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | VALERO TITLE |
| Name | Verified Name |
|---|
| Document Number | 1205/291 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 1205/291 |
| Instrument | 241497 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Bandera County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Bandera County |
| Unified School District | Bandera Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,643.00 (-82.42%) | $704,650 (-0.18%) Land $268,280 Building $436,370 | $704,650 (-0.18%) Land $268,280 Building $436,370 |
| 2024 | $9,348.00 (+139.88%) | ||
| 2023 | $3,897.00 Homeowner's exemption Senior Citizen's exemption | $705,910 Land $257,280 Building $448,630 | $705,910 Land $257,280 Building $448,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 55% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BEC Fiber Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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