394 Turner Ln, Hemlock, MI 48626 Property Records

Saginaw County property record for 394 Turner Ln, Hemlock, MI 48626

Property Summary

Property Type	Commercial
Details	3,441 sqft
Lot Size	0.597 acres (26,005 sqft)
Owner	Individual Name on Record
Last Sale	$789,000 (Jun 2020)
Tax Bill	$4,910 (2025)
Deeds & Mortgages	Jun 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-26-3010-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-26-3010-000`

Interior

Units	8 Units
Stories	1 Story
Building Area	3,441 sqft Total Area
1st Floor Area	430 sqft

Exterior

Architectural Style	Multi-Family
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	26,005 sqft (0.597 acres)
Lot Dimensions	130 ft deep x 200 ft wide

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	394 TURNER LN
City	HEMLOCK
State	MI
Zip	48626-9711
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R-2
Legal Description	S 200 FT OF N 1111.99 FT OF E 130 FT OF W 293.02 FT OF THAT PART OF W 1/2 OF SW 1/4 LYING N OF C&O RR R/W -- 0.597 ACRE SEC
Legal Range	02E
Legal Township	12N
Legal Section	26
Legal Subdivision	TURNER SUB 2
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3003
Census Tract	12100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5335 GRATIOT RD, SAGINAW, MI 48638-6036
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Prior Sale	Dec 14, 2004 · Amount on Record
Deed Document Number	202015202
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jun 15, 2020
Property Address	394 TURNER LN, HEMLOCK, MI 48626-9711
Document Number	0000015202
Instrument Date	Jun 4, 2020
Instrument	2020015202
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	HOMELAND TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,261.79
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 N ELM ST, 215, HEMLOCK, MI 48626-9113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5335 GRATIOT RD, SAGINAW, MI 48638-6036

Mortgage

Document Number	0000015203
Date	Jun 15, 2020
Instrument	2020015203

Lender

Name	ISABELLA BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,700 (+28.98%)	$207,400 (+28.98%)
2025	$4,910.00 (-3.97%)
2023		$80,400	$160,800
2022	$5,113.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Turner Ln

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