394 Stagebridge Rd, Lovingston, VA 22949 Property Records

Nelson County property record for 394 Stagebridge Rd, Lovingston, VA 22949

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,980 sqft · built 1960
Lot Size	8.83 acres (384,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Oct 2022)
Tax Bill	$1,701 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45 A 98`

Property Details

APN / Parcel Number

Primary APN	`45 A 98`
Alternative APN	`01147`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,980 sqft Finished Area
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	384,983 sqft (8.83 acres)

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	384 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01147
Street Address	394 STAGEBRIDGE RD
City	LOVINGSTON
State	VA
Zip	22949-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R M WRIGHT DB 253-379
Legal Subdivision	R M WRIGHT
Jurisdiction	NELSON VA
Township / Civil Division	EAST
Census Block Group	1
Census Block	1023
Census Tract	950102

Owner

Source: Nelson County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	394 STAGEBRIDGE RD, LOVINGSTON, VA 22949-2443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Dec 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CHURCHILL MORTGAGE CORPORATION
Nov 30, 2017	Deed, Transfer · VA Mortgage NFM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Document Number	20222661
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Oct 14, 2022
Property Address	394 STAGEBRIDGE RD, LOVINGSTON, VA 22949-2443
Document Number	0202202661
Instrument Date	Oct 14, 2022
Instrument	202202661
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	394 STAGEBRIDGE RD, LOVINGSTON, VA 22949-2443

Mortgage

Document Number	0202202662
Date	Oct 14, 2022
Instrument	202202662

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	394 STAGEBRIDGE RD, LOVINGSTON, VA 22949-2443
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202003822
Date	Dec 14, 2020
Instrument	202003822

Lender

Name	CHURCHILL MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Nov 30, 2017
Property Address	394 STAGEBRIDGE RD, LOVINGSTON, VA 22949-2443
Document Number	000170002921
Instrument Date	Nov 27, 2017
Instrument	000170002921
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 STAGEBRIDGE RD, LOVINGSTON, VA 22949-2443

Mortgage

Document Number	000170002922
Date	Nov 30, 2017
Instrument	000170002922

Lender

Name	NFM INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,701.00 (+25.35%)	$303,800 (+45.5%) Land $77,000 Building $226,800	$303,800 (+45.5%) Land $77,000 Building $226,800
2025		$208,800 (-) Land $59,400 Building $149,400	$208,800 (-) Land $59,400 Building $149,400
2023	$1,357.00	$208,800 Land $59,400 Building $149,400	$208,800 Land $59,400 Building $149,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 71% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: RiverStreet Networks.

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