394 Sprague Rd, Berea, OH 44017 Property Records

Cuyahoga County property record for 394 Sprague Rd, Berea, OH 44017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1963
Lot Size	0.115 acres (5,022 sqft)
Owner	Company Name on File
Last Sale	$160,000 (Feb 2026)
Tax Bill	$3,456 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`363-34-052`

Property Details

APN / Parcel Number

Primary APN	`363-34-052`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,022 sqft (0.115 acres)
Lot Dimensions	162 ft deep x 31.3 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	394 SPRAGUE RD
City	BEREA
State	OH
Zip	44017-2671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-B
Legal Description	SEC 25 BLGRASS 0012 EP
Legal Subdivision	BLUE GRASS
Legal Lot Number	12
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3009
Census Tract	134205

Owner

394 Sprague Rd is owned by a company that bought it in February 2026 and is owner-occupied.

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1970 N CLEVELAND MASSILLON RD UNIT 118, 118, BATH, OH 44210-5306
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 26, 2026	Warranty Deed, Transfer · Commercial Mortgage CV3 FINANCIAL SERVICES LLC
Mar 28, 2017	Warranty Deed, Transfer · VA Mortgage BBMC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2026 · Amount on File
Deed Sale	Feb 26, 2026 · Amount on File
Prior Sale	Mar 28, 2017 · Amount on File
Deed Document Number	202602260471
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	394 SPRAGUE RD, BEREA, OH 44017-2671
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000002
Date	Jan 13, 2022
Instrument	202201130002

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Feb 26, 2026
Property Address	394 SPRAGUE RD, BEREA, OH 44017-2671
Document Number	0000000471
Map Reference	VOL 182 PG 62
Instrument Date	Feb 24, 2026
Instrument	202602260471
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1970 N CLEVELAND MASSILLON RD UNIT 118, 118, BATH, OH 44210-5306

Mortgage

Document Number	0000000472
Date	Feb 26, 2026
Instrument	202602260472

Lender

Name	CV3 FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Mar 28, 2017
Property Address	394 SPRAGUE RD, BEREA, OH 44017-2671
Document Number	0003280712
Instrument Date	Mar 27, 2017
Instrument	3280712
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	NEWMAN TITLE, NEWMAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 SPRAGUE RD BEREA OH 440172671, BEREA, OH 44017-2671

Mortgage

Document Number	3280713
Date	Mar 28, 2017
Instrument	3280713

Lender

Name	BBMC MTG
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 394 Sprague Rd was $3,456 with a homeowner's exemption, up 21.8% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Berea City
Unified School District	Berea City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,456.00 (+21.78%) Homeowner's exemption	$50,050 (-) Land $8,190 Building $41,860
2024	$2,838.00 (+17.71%) Homeowner's exemption	$50,050 (+53.25%) Land $8,190 Building $41,860	$143,000 Land $23,400 Building $119,600
2023	$2,411.00 (-7.38%) Homeowner's exemption	$32,660 (-) Land $8,190 Building $24,470
2022	$2,603.00 Homeowner's exemption	$32,660 Land $8,190 Building $24,470
2021			$93,300 Land $23,400 Building $69,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 394 Sprague Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 394 Sprague Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA CITY PWS serves 18,789 people · EPA ID OH1800111
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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