Merced County property record for 394 S West Ave, Merced, CA 95341
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 834 sqft · built 1945 |
| Lot Size | 0.244 acres (10,613 sqft) |
| Owner | Individual Name on File |
| Last Sale | $282,000 (Jul 2026) |
| Tax Bill | $2,953 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone AO (high risk) |
| APN | 059-240-015-000 |
| Primary APN | 059-240-015-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 834 sqft Living Area |
| 1st Floor Area | 834 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,613 sqft (0.244 acres) |
| Garage Area | 150 sqft |
| Cooling System | None |
|---|---|
| Water Source | Well |
| Old Parcel Number | 059-240-015 |
|---|---|
| Street Address | 394 S WEST AVE |
| City | MERCED |
| State | CA |
| Zip | 95341-6443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | HART COL POR LOT 50 36/7/13 |
| Legal Subdivision | HART COL |
| Legal Lot Number | 50 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 1603 |
394 S West Ave is owned and occupied by an individual who bought it in July 2026.
Source: Merced County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 394 S WEST AVE, MERCED, CA 95341-6443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2026 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Jul 9, 2026 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 2, 2023 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 4, 2022 | Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on File |
| Deed Sale | Jul 9, 2026 · Amount on File |
| Prior Sale | Jun 2, 2023 · Amount on File |
| Deed Document Number | 202618483 |
| Prior Transfer Date | Oct 9, 2013 |
| Prior Transfer Doc | 0000039263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 9, 2026 |
| Property Address | 394 S WEST AVE, MERCED, CA 95341-6443 |
| Document Number | 0000018484 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202618484 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 394 S WEST AVE, MERCED, CA 95341-6443 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 9, 2026 |
| Property Address | 394 S WEST AVE, MERCED, CA 95341-6443 |
| Document Number | 0000018483 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202618483 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,330.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 394 S WEST AVE, MERCED, CA 95341-6443 |
| Document Number | 0000018485, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 202618485 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 2, 2023 |
| Property Address | 394 S WEST AVE, MERCED, CA 95341-6443 |
| Document Number | 0000012302 |
| Map Reference | VOL 4 PG 41 |
| Instrument Date | May 12, 2023 |
| Instrument | 2023012302 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 394 S WEST AVE, MERCED, CA 95341-6443 |
| Document Number | 0000012303 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 2023012303 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 4, 2022 |
| Property Address | 394 S WEST AVE, MERCED, CA 95341-6443 |
| Document Number | 0000037597 |
| Map Reference | VOL 4 PG 41 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 2022037597 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 9, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 STANDIFORD AVE STE A, A, MODESTO, CA 95350-1159 |
| Investor | Possibly a Property Investor |
| Document Number | 0000037598 |
|---|---|
| Date | Nov 4, 2022 |
| Instrument | 2022037598 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 394 S West Ave was $2,953.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $270,607 (+2%) Land $90,202 Building $180,405 | |
| 2025 | $2,953.00 | $265,302 Land $88,434 Building $176,868 |
| 2023 | $928.00 (+213.51%) | $85,000 Land $85,000 |
| 2022 | $296.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 394 S West Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 394 S West Ave is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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