394 Oak St, Florence, OR 97439 Property Records

Lane County property record for 394 Oak St, Florence, OR 97439

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,108 sqft · built 1904
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Apr 2021)
Tax Bill$1,957 (2025)
Deeds & MortgagesDec 2018 Transfer
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-12-35-22-00600-000

Property Details

APN / Parcel Number

Primary APN18-12-35-22-00600-000
Alternative APN
  • 0805935

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,108 sqft Finished Area
1st Floor Area1,340 sqft
Attic Area768 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1950
Exterior MaterialMetal
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Lot Depth142 ft Depth

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number0805935
Street Address394 OAK ST
CityFLORENCE
StateOR
Zip97439-9663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOTDB- OLD TOWN DIST/AREA
Legal DescriptionSUBD:MORSES SECOND ADDITION TO FLORENCE SEC/TWN/RNG/MER:SEC 35 TWN 18 RNG 12
Legal Range12W
Legal Township18S
Legal Section35
Legal QuarterNW
Quarter-Quarter SectionNW
Legal SubdivisionMORSES SECOND ADDITION TO FLORENCE
Legal Lot Number600
JurisdictionLANE OR
Township / Civil DivisionFLORENCE
Census Block Group3
Census Block3055
Census Tract707

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address88623 WHITSELL LN, SPRINGFIELD, OR 97478-9757
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2018Quit Claim Deed, Transfer
Quitclaim
Oct 11, 2018Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2021 · Amount on Record
Deed SaleApr 8, 2021 · Amount on Record
Prior SaleDec 7, 2018
Deed Document Number2021-024328
Record UpdatedJun 8, 2026

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANE OR
Recording DateDec 7, 2018
Property Address394 OAK ST, FLORENCE, OR 97439-9663
Document Number0000056496
Instrument DateDec 7, 2018
Instrument56496
Transaction TypeTransfer
Record UpdatedDec 19, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2295 COBURG RD #203 EUGENE OR 974017489, 203, EUGENE, OR 97401-7489

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateOct 11, 2018
Property Address394 OAK ST, FLORENCE, OR 97439-9663
Document Number0000047840
Map ReferenceVOL25 PG348&349
Instrument DateOct 10, 2018
Instrument2018-047840
Transaction TypeTransfer
Record UpdatedJul 19, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2295 COBURG RD, EUGENE, OR 97401-7486

Mortgage

Document Number0000047841
DateOct 11, 2018
Instrument2018-047841
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityFlorence City
Unified School DistrictSiuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,957.00 (+5.9%)$143,475 (+6.09%)$524,930 (+4.49%) Land $117,374 Building $407,556
2023$1,848.00 (+4.23%)$135,240 (+3%)$502,390 (+13.07%) Land $101,926 Building $400,464
2022$1,773.00$131,301$444,334 Land $98,360 Building $345,974

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (1992–2012)
Most Recent ClaimJan 2012 · Severe Winter Storm, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE
serves 9,561 people · EPA ID OR4100299
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wind Wireless
Fiber
10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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