Harrison County property record for 394 Nelson Rd, Biloxi, MS 39531
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,545 sqft · built 2000 |
| Lot Size | 0.126 acres (5,522 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,764 (Mar 2021) |
| Tax Bill | $895 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1110A-02-008.039 |
| Primary APN | 1110A-02-008.039 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,545 sqft Adjusted Area |
| 1st Floor Area | 1,488 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,522 sqft (0.126 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 394 NELSON RD |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39531-2293 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 39 ST CHARLES PLACE SUBD SEC 27-7-10 |
| Legal Range | 10W |
| Legal Township | 07S |
| Legal Section | 27 |
| Legal Subdivision | ST CHARLES PLACE SUBD |
| Legal Lot Number | 39 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1204 |
394 Nelson Rd is owned and occupied by an individual who bought it in March 2021.
Source: Harrison County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 394 NELSON RD, BILOXI, MS 39531-2293 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage INLANTA MORTGAGE INC |
| Mar 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC |
| Mar 10, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Dec 31, 2019 | Executor's Deed, Transfer · Conventional Mortgage BANCORP SOUTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2021 · Amount on File |
| Deed Sale | Mar 18, 2021 · Amount on File |
| Prior Sale | Dec 31, 2019 · Amount on File |
| Deed Document Number | 20211111 |
| Prior Transfer Date | Feb 21, 2020 |
| Prior Transfer Doc | 202000839DJ2 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 394 NELSON RD, BILOXI, MS 39531-2293 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20210001263TJ2 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021-0001263-T-J2 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Mar 18, 2021 |
| Property Address | 394 NELSON RD, BILOXI, MS 39531-2293 |
| Document Number | 20210001111DJ2 |
| Map Reference | PB 15 PG 39 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2021-0001111-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1255 POPRS ROAD, BILOXI, MS 39532 |
| Name | Verified Name |
|---|---|
| Address | 394 NELSON RD, BILOXI, MS 39531-2293 |
| Document Number | 20210001264TJ2 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021-0001264-T-J2 |
| Name | INLANTA MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Mar 10, 2020 |
| Property Address | 394 NELSON RD, BILOXI, MS 39531-2293 |
| Document Number | 202000839DJ2 |
| Map Reference | PB 15 PG 39 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 2020-00839-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15070 CEDAR SPRINGS DR, BILOXI, MS 39532-7829 |
| Name | Verified Name |
|---|---|
| Address | 394 NELSON RD, BILOXI, MS 39531-2293 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Dec 31, 2019 |
| Property Address | 394 NELSON RD, BILOXI, MS 39531-2293 |
| Document Number | 201903675DJ2 |
| Map Reference | PB 15 PG 39-40 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 2019-03675-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15070 CEDAR SPRINGS DR, BILOXI, MS 39532-7829 |
| Name | Verified Name |
|---|---|
| Address | 394 NELSON RD, BILOXI, MS 39531-2293 |
| Document Number | 201904032TJ2 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 2019-04032-T-J2 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 394 Nelson Rd was $895 with exemptions applied, up 5.4% from the year before.
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $895.00 (+5.42%) Homeowner's exemption Disabled Person's exemption | $10,700 | $107,003 Land $30,000 Building $77,003 |
| 2024 | $849.00 (+1.31%) | ||
| 2023 | $838.00 Homeowner's exemption Disabled Person's exemption | $10,373 | $103,729 Land $30,000 Building $73,729 |
| 2022 | $838.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 394 Nelson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 394 Nelson Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Sparklight Cable | 1,000 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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