394 Nathan Ct, Fletcher, NC 28732 Property Records

Henderson County property record for 394 Nathan Ct, Fletcher, NC 28732 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,188 sqft · built 2016
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on File
Last Sale	$564,500 (Feb 2018)
Tax Bill	$5,425 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9651893151`

Property Details

APN / Parcel Number

Primary APN	`9651893151`
Alternative APN	`1001678`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	4,188 sqft Heated Area
1st Floor Area	1,705 sqft
Upper Floors Area	747 sqft
Basement Area	1,705 sqft
Finished Basement	943 sqft
Unfinished Basement	762 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Wood Siding
Lot Area	66,647 sqft (1.53 acres)
Garage Type	Detached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	400 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1001678
Street Address	394 NATHAN CT
City	FLETCHER
State	NC
Zip	28732-0076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SBDV3042 LO41 PHIV PL2005-5644
Legal Subdivision	SWEETWATER OAKS
Legal Phase	4
Legal Block	89
Legal Lot Number	3151
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	3
Census Block	3024
Census Tract	930501

Owner

Source: Henderson County records · APN 9651893151

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	394 NATHAN CT, FLETCHER, NC 28732-0076
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 05, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage NP
Apr 28, 2020	Deed of Trust, Mortgage · Conventional with PMI NP INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 21, 2018 · Amount on Record
Deed Sale	Feb 21, 2018 · Amount on Record
Deed Book / Page	465 / 3165
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	394 NATHAN CT, FLETCHER, NC 28732-0076
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 NATHAN CT, FLETCHER, NC 28732-0076

Mortgage

Document Number	0040930172
Date	Oct 05, 2023
Book Page	4093/172
Instrument	1001004602

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 11, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	394 NATHAN CT, FLETCHER, NC 28732-0076
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031650467
Date	Feb 21, 2018
Book Page	3165/467

Lender

Name	NP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	394 NATHAN CT, FLETCHER, NC 28732-0076
Document Number	0034860698
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	394 NATHAN CT FLETCHER NC 287320076, FLETCHER, NC 28732-0076

Mortgage

Document Number	0034860698
Date	May 04, 2020
Book Page	003486/000698
Instrument	924248

Lender

Name	NP INC
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 03, 2050

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,012,300 (+21.98%) Land $153,000 Building $859,300
2025	$5,425.00
2023		$829,900 Land $153,000 Building $676,900	$1,012,300 Land $153,000 Building $859,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899305013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 43% of North Carolina
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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