394 Monroe St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 394 Monroe St, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	2,080 sqft · built 1940
Lot Size	0.078 acres (3,376 sqft)
Owner	Company Name on File
Last Sale	$331,250 (Nov 2022)
Tax Bill	$11,122 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-02172-01-00016`

Property Details

APN / Parcel Number

Primary APN	`07-02172-01-00016`
Alternative APN	`0702172A00016`

Interior

Units	2 Units
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	2,080 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	3,376 sqft (0.078 acres)
Lot Dimensions	100 ft deep x 34 ft wide

Location & Zoning

Old Parcel Number	0702172A00016
Street Address	394 MONROE ST
City	PASSAIC
State	NJ
Zip	07055-4131
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Block	2172
Legal Lot Number	16
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	2
Census Block	2002
Census Tract	175803

Owner

394 Monroe St, a duplex, is owned by a company that bought it in November 2022.

Source: Passaic County and Passaic City records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	625 MAIN AVE, 507, PASSAIC, NJ 07055-4952
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Commercial Mortgage ECF FUND I LLC
Nov 3, 2022	Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Aug 31, 2020	Deed of Trust, Mortgage BCB CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2022 · Amount on File
Deed Sale	Nov 3, 2022 · Amount on File
Prior Sale	Mar 2, 2009 · Amount on File
Deed Document Number	202251637
Deed Book / Page	4425 / 292
Prior Transfer Date	Aug 18, 2008
Prior Transfer Doc	0000009572
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	394 MONROE ST, PASSAIC, NJ 07055-4131
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	INTERSTATE FIRST TITLE AGENCY LLC, INTERSTATE 1ST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006797
Date	Feb 27, 2024
Book Page	M18821/270
Instrument	2024006797

Lender

Name	ECF FUND I LLC
Type	Non-Lending Institution
Address	BROOKLYN, NY 11235

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 3, 2022
Property Address	394 MONROE ST, PASSAIC, NJ 07055-4131
Document Number	0000051637
Book / Page	D4425 / 292
Instrument Date	Oct 24, 2022
Instrument	2022051637
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$1,160.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 SICOMAC RD # 172, 172, NORTH HALEDON, NJ 07508-2972

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 HOPE AVE, PASSAIC, NJ 07055-6827

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	394 MONROE ST, PASSAIC, NJ 07055-4131
Document Number	0000046812
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 SICOMAC RD #172 NORTH HALEDON NJ 075082972, 172, NORTH HALEDON, NJ 07508-2972

Mortgage

Document Number	0000046812
Date	Sep 22, 2020
Book Page	016446/000001
Instrument	46812

Lender

Name	BCB CMNTY BK
Type	Bank
Address	591 AVENUE C, BAYONNE, NJ 07002-3813

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 394 Monroe St was $11,122, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,200 (-) Land $66,900 Building $194,300	$261,200 (-) Land $66,900 Building $194,300
2025	$11,122.00 (+3.28%)	$261,200 Land $66,900 Building $194,300	$261,200 Land $66,900 Building $194,300
2024	$10,769.00
2023		$261,200 Land $66,900 Building $194,300	$261,200 Land $66,900 Building $194,300
2022	$10,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 394 Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 394 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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