394 Mindy Ln, Oak Ridge, MO 63769 Property Records

Cape Girardeau County property record for 394 Mindy Ln, Oak Ridge, MO 63769

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,812 sqft · built 2001
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$265,779 (Sep 2026)
Tax Bill	$1,123 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057003100015030000`

Property Details

APN / Parcel Number

Primary APN	`057003100015030000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,812 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	394 MINDY LN
City	OAK RIDGE
State	MO
Zip	63769-6117
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT SE1/4
Legal Range	12E
Legal Township	33S
Legal Section	31
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	APPLE CREEK
Census Block Group	2
Census Block	2095
Census Tract	880100

Owner

394 Mindy Ln, a rural home, is owned and occupied by two individuals who bought it in September 2026.

Source: Cape Girardeau County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	394 MINDY LN, OAK RIDGE, MO 63769-6117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 3, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Sep 3, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2026 · Amount on File
Deed Sale	Sep 3, 2026 · Amount on File
Deed Document Number	20267916
Prior Transfer Date	Sep 2, 2026
Prior Transfer Doc	0000007918
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Sep 3, 2026
Property Address	394 MINDY LN, OAK RIDGE, MO 63769-6117
Document Number	0000007918
Instrument Date	Sep 2, 2026
Instrument	20267918
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 MINDY LN, OAK RIDGE, MO 63769-6117

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Sep 3, 2026
Property Address	394 MINDY LN, OAK RIDGE, MO 63769-6117
Document Number	0000007916
Instrument Date	Sep 2, 2026
Instrument	20267916
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007917,
Date	Sep 3, 2026
Instrument	20267917

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Sep 3, 2026
Property Address	394 MINDY LN, OAK RIDGE, MO 63769-6117
Document Number	0000007916
Instrument Date	Sep 2, 2026
Instrument	20267916
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 MINDY LN, OAK RIDGE, MO 63769-6117

Mortgage

Document Number	0000007917,
Date	Sep 3, 2026
Instrument	20267917

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 394 Mindy Ln was $1,123.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Oak Ridge R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,160 (-) Land $1,000 Building $21,160	$118,275 (-) Land $5,968 Building $112,307
2025	$1,123.00	$22,160 Land $1,000 Building $21,160	$118,275 Land $5,968 Building $112,307
2023	$1,065.00	$21,100 Land $960 Building $20,140	$112,737 Land $5,778 Building $106,959

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 394 Mindy Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Most Recent Claim	May 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 394 Mindy Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE PERRY COUNTY PWSD 1 SOUTH serves 8,545 people · EPA ID MO4024096
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

394 Mindy Ln, Oak Ridge, MO 63769 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Mindy Ln

Nearby Streets

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