Madison County property record for 394 McO Rd, Jackson, TN 38305
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 3,602 sqft · built 2001 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $10,000 (Feb 1997) |
| Tax Bill | $3,365 (2022) |
| Deeds & Mortgages | Apr 2022 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 057043 08204 |
| Primary APN | 057043 08204 |
|---|---|
| Alternative APN |
|
| Full Baths | 5.5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,602 sqft |
| 1st Floor Area | 3,130 sqft |
| Upper Floors Area | 472 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Brick |
| Lot Area | 52,272 sqft (1.2 acres) |
| Garage Type | Detached |
| Garage Area | 665 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 720 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 116 sqft |
| Deck Area | 336 sqft |
| Patio Area | 432 sqft |
| Gazebo | 96 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 394 MCO RD |
|---|---|
| City | JACKSON |
| State | TN |
| Zip | 38305-9415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 05 ANNEXED 8/5/94, COUNTY AREA: D49 |
| Legal Subdivision | CLARENCE EDWARD HUNT |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON TN |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1603 |
Source: Madison County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 394 MCO RD, JACKSON, TN 38305-9415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Jul 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage FIRST CMNTY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 1997 · Amount on Record |
| Deed Sale | Feb 12, 1997 · Amount on Record |
| Deed Document Number | 0000570978 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 394 MCO RD, JACKSON, TN 38305-9415 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 394 MCO RD, JACKSON, TN 38305-9415 |
| Document Number | T2192/1619 |
|---|---|
| Date | Apr 12, 2022 |
| Book Page | T2192/1619 |
| Instrument | 22004763 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 394 MCO RD, JACKSON, TN 38305-9415 |
| Document Number | 0000008603 |
| Book / Page | 0T2051 / 001290 |
| Instrument Date | Jul 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 394 MCO RD JACKSON TN 383059415, JACKSON, TN 38305-9415 |
| Document Number | 0000008603 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 0T2051/001290 |
| Instrument | 8603 |
| Name | FIRST CMNTY MTG |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2047 |
Source: Madison County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Madison County |
| Municipality | Jackson City |
| Unified School District | Jackson-Madison County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $96,550 (-) Land $3,950 Building $92,600 | ||
| 2023 | $96,550 Land $3,950 Building $92,600 | ||
| 2022 | $3,365.00 | $386,200 Land $15,800 Building $370,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| EPlus Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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