St. Johns County property record for 394 Madruga Ave, Saint Augustine, FL 32086 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,400 sqft Living Area |
| Lot Size | 7,840 sqft (0.18 acres) |
| Garage | 364 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,187.00 (2025) |
| Primary APN | 284117-0190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,400 sqft Living Area |
| 1st Floor | 1,036 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,840 sqft (0.18 acres) |
| Depth X Width | 100 ft x 78 ft Depth x Width |
| Garage Area | 364 sqft Garage |
| Patio Area | 144 sqft Patio |
| Porch Area | 81 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 394 MADRUGA AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7127 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 13-35 ST AUG SHORES UNIT 4 LOT 19 BLK 117 OR1126/1822 &1602/1005 & 5966/1888(L/E) |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 39 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT 4 |
| Legal Block | 117 |
| Legal Lot Number | 19 |
| Legal Unit | 4 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | MATANZAS |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 21211 |
Source: St. Johns County records · APN 284117-0190
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 394 MADRUGA AVE, SAINT AUGUSTINE, FL 32086-7127 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 20, 2017 | Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK |
| Jun 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Feb 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 11, 2024 |
| Transfer Doc | 0059661888 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 394 MADRUGA AVE, SAINT AUGUSTINE, FL 32086-7127 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043920036 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 4392/0036 |
| Instrument | 2017042642 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32086 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 23, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 394 MADRUGA AVE, SAINT AUGUSTINE, FL 32086-7127 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | IN & RET ESTATE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0045681578 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 4568/1578 |
| Instrument | 2018044625 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 394 MADRUGA AVE, SAINT AUGUSTINE, FL 32086-7127 |
| Document Number | 0048900499 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 394 MADRUGA AVE ST AUGUSTINE FL 320867127, ST AUGUSTINE, FL 32086-7127 |
| Document Number | 0048900499 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 004890/000499 |
| Instrument | 15269 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,877 (+2.7%) | $221,058 (-2.43%) Land $84,608 Building $136,450 | |
| 2025 | $1,187.00 (+18.34%) Homeowner's exemption | $102,120 (+5.99%) | $226,552 (+2.59%) Land $79,852 Building $146,700 |
| 2024 | $1,003.00 (+2.66%) | ||
| 2023 | $977.00 (+5.05%) Homeowner's exemption | $96,351 (+3%) | $220,833 (+8.35%) Land $79,852 Building $140,981 |
| 2022 | $930.00 Homeowner's exemption | $93,545 | $203,815 Land $51,673 Building $152,142 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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