Clay County property record for 394 Lucy's Ln, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,700 sqft · built 1980 |
| Lot Size | 0.501 acres (21,867 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $162,000 (Aug 2004) |
| Tax Bill | $2,173 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-04-26-013150-012-00 |
| Primary APN | 27-04-26-013150-012-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,700 sqft Heated Area |
| Gross Area | 2,576 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,867 sqft (0.501 acres) |
| Lot Dimensions | 219 ft deep x 100 ft wide |
| Garage Area | 476 sqft |
| Pool Area | 578 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 336 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 394 LUCYS LN |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 11 RAGGEDY POINT UNIT 2 ASREC O R 2419 PG 167 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 27 |
| Legal Subdivision | RAGGEDY POINT |
| Legal Lot Number | 11 |
| Legal Unit | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30701 |
The current owner of 394 Lucy's Ln bought it in August 2004.
Source: Clay County records, as of December 18, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 394 LUCYS LN, FLEMING ISLAND, FL 32003-7872 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2004 · Amount on File |
| Deed Sale | Aug 18, 2004 · Amount on File |
| Prior Sale | Jul 16, 2003 |
| Deed Document Number | 2004068086 |
| Deed Book / Page | 2419 / 0167 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 394 Lucy's Ln was $2,173 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,173.00 Homeowner's exemption | $182,652 | $269,772 Land $50,000 Building $219,772 |
| 2023 | $2,341.00 (+8.58%) Homeowner's exemption | $172,335 (+3%) | $263,387 (+12.03%) Land $50,000 Building $213,387 |
| 2022 | $2,156.00 Homeowner's exemption | $167,316 | $235,111 Land $50,000 Building $185,111 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 394 Lucy's Ln in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 26 (2005–2020) |
| Claims Outside the SFHA | 10 of 26 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 394 Lucy's Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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