Benton County property record for 394 Jay St, Big Sandy, TN 38221
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,060 sqft · built 2006 |
| Lot Size | 4.46 acres (194,278 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,970 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Aug 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 003028 00102 |
| Primary APN | 003028 00102 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,060 sqft Living Area |
| 1st Floor Area | 2,060 sqft |
| Basement Area | 1,676 sqft |
| Unfinished Basement | 1,676 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 194,278 sqft (4.46 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 820 sqft |
| Shed | 1 Shed |
| Shed Area | 560 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 394 JAY ST |
|---|---|
| City | BIG SANDY |
| State | TN |
| Zip | 38221-3627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 08, COUNTY AREA: D01 |
| Jurisdiction | BENTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 963000 |
Source: Benton County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 394 JAY ST, BIG SANDY, TN 38221-3627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CARROLL BANK & TRUST |
| Aug 7, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2007 |
| Deed Sale | Aug 10, 2007 |
| Deed Book / Page | 167 / 417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON TN |
| Property Address | 394 JAY ST, BIG SANDY, TN 38221-3627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 394 JAY ST, BIG SANDY, TN 38221-3627 |
| Document Number | 000389/129 |
|---|---|
| Date | Feb 2, 2023 |
| Book Page | 389/129 |
| Instrument | 112584 |
| Name | CARROLL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CAMDEN, TN 38320 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 27, 2043 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BENTON TN |
| Recording Date | Aug 7, 2020 |
| Property Address | 394 JAY ST, BIG SANDY, TN 38221-3627 |
| Document Number | 000338/340 |
| Book / Page | 338 / 340 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 102422 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 394 JAY ST, BIG SANDY, TN 38221-3627 |
Source: Benton County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Benton County |
| Unified School District | Benton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,970.00 (-10.29%) | $115,425 (+43.39%) Land $10,625 Building $104,800 | $461,700 (+43.39%) Land $42,500 Building $419,200 |
| 2023 | $2,196.00 | $80,500 (-) Land $12,275 Building $68,225 | |
| 2022 | $2,196.00 | $80,500 Land $12,275 Building $68,225 | $322,000 (-) Land $49,100 Building $272,900 |
| 2020 | $322,000 Land $49,100 Building $272,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG SANDY WATER DEPARTMENT serves 1,217 people · EPA ID TN0000051 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TEC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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