394 Hillcrest Dr, Commerce, GA 30529 Property Records

Jackson County property record for 394 Hillcrest Dr, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,470 sqft · built 1999
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$159,800 (Apr 2020)
Tax Bill	$2,573 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C09 017G`

Property Details

APN / Parcel Number

Primary APN	`C09 017G`
Alternative APN	`8800`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,470 sqft Heated Area
1st Floor Area	1,470 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	19,602 sqft (0.45 acres)
Porch	Slab
Porch Area	144 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8800
Street Address	394 HILLCREST DR
City	COMMERCE
State	GA
Zip	30529-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 12 BLK B CHANTICLEER HEIGHTS
Legal Subdivision	CHANTICLEER HEIGHTS
Legal Block	B
Legal Lot Number	12
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4038
Census Tract	10300

Owner

394 Hillcrest Dr is owned and occupied by an individual who bought it in April 2020.

Source: Jackson County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	394 HILLCREST DR, COMMERCE, GA 30529-1024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
May 1, 2020	Grant Deed, Transfer · FHA Mortgage FEDERAL SVGS BK
Jan 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2020 · Amount on File
Deed Sale	Apr 24, 2020 · Amount on File
Prior Sale	Jan 9, 2020 · Amount on File
Deed Document Number	20201460
Deed Book / Page	89G / 317
Transfer Doc	00055G0021
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	394 HILLCREST DR, COMMERCE, GA 30529-1024
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 HILLCREST DR, COMMERCE, GA 30529-1024

Mortgage

Document Number	00109M0000000637
Date	Jan 19, 2024
Book Page	000000109M/0000000637

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jan 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	394 HILLCREST DR, COMMERCE, GA 30529-1024
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 HILLCREST DR, COMMERCE, GA 30529-1024
Investor	Possibly a Property Investor

Mortgage

Document Number	00096K0000000427
Date	Jun 8, 2021
Book Page	000000096K/0000000427

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	May 1, 2020
Property Address	394 HILLCREST DR, COMMERCE, GA 30529-1024
Document Number	00089G0317
Book / Page	00089G / 000317
Instrument Date	Apr 24, 2020
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 HILLCREST DR COMMERCE GA 305291024, COMMERCE, GA 30529-1024

Mortgage

Document Number	89G0319
Date	May 1, 2020
Book Page	00089G/000319

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jan 17, 2020
Property Address	394 HILLCREST DR, COMMERCE, GA 30529-1024
Document Number	00087S0620
Book / Page	00087S / 000620
Instrument Date	Jan 9, 2020
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$107.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	394 HILLCREST DR COMMERCE GA 305291024, COMMERCE, GA 30529-1024

Tax Assessment & Valuation

The 2025 property tax bill for 394 Hillcrest Dr was $2,573, up 5.5% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,360 (-) Land $20,000 Building $76,360	$240,900 (-) Land $50,000 Building $190,900
2025	$2,573.00 (+5.49%)	$96,360 (+9.05%) Land $20,000 Building $76,360	$240,900 (+9.05%) Land $50,000 Building $190,900
2024	$2,439.00 (+4.23%)	$88,360 (+11.79%) Land $12,000 Building $76,360	$220,900 (+11.79%) Land $30,000 Building $190,900
2023	$2,340.00 (+17.47%)	$79,040 (+28.65%) Land $12,000 Building $67,040	$197,600 (+28.65%) Land $30,000 Building $167,600
2022	$1,992.00	$61,440 Land $8,000 Building $53,440	$153,600 Land $20,000 Building $133,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 394 Hillcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 394 Hillcrest Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Windstream Cable · DSL	1,000 / 25

May also be available: Verizon.

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