394 Hanover Pl, Ridgeway, VA 24148 Property Records

Henry County property record for 394 Hanover Pl, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,466 sqft · built 1977
Owner	Individual Name on File
Tax Bill	$574 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Dec 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`211130000`

Property Details

APN / Parcel Number

Primary APN	`211130000`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,466 sqft Living Area

Exterior

Year Built	Built 1977

Location & Zoning

Street Address	394 HANOVER PL
City	RIDGEWAY
State	VA
Zip	24148-3096
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 38
Legal Subdivision	HANOVER PLACE
Legal Lot Number	38
Jurisdiction	HENRY VA
Township / Civil Division	RIDGEWAY
Census Block Group	3
Census Block	3001
Census Tract	10602

Owner

394 Hanover Pl, a single family home, is owned by an individual.

Source: Henry County records, as of October 8, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 18, RIDGEWAY, VA 24148-0018
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Mar 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	00W1600343
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	394 HANOVER PL, RIDGEWAY, VA 24148-3096
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250003963
Date	Oct 20, 2025
Instrument	250003963

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	394 HANOVER PL, RIDGEWAY, VA 24148-3096
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005454
Date	Dec 6, 2021
Instrument	210005454

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate
Rate	2.5%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	394 HANOVER PL, RIDGEWAY, VA 24148-3096
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170000804
Date	Mar 1, 2017
Instrument	170000804

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.99%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	394 HANOVER PL, RIDGEWAY, VA 24148-3096
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190004282
Date	Dec 12, 2019
Instrument	190004282

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2045

Interest

Rate Type	Fixed Rate
Rate	4.13%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	394 HANOVER PL, RIDGEWAY, VA 24148-3096
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200002811
Date	Aug 19, 2020
Instrument	200002811

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 394 Hanover Pl was $574.

Source: Henry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$574.00	$103,500 Land $11,000 Building $92,500
2023	$574.00	$103,500 Land $11,000 Building $92,500	$103,500 Land $11,000 Building $92,500
2021			$103,500 Land $11,000 Building $92,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 394 Hanover Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 394 Hanover Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWAY TRAILER PARK private · serves 120 people · EPA ID VA5089700
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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