394 Grady Dr, Rock Hill, SC 29732 Property Records

York County property record for 394 Grady Dr, Rock Hill, SC 29732

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,035 sqft · built 1975
Lot Size	0.69 acres (30,061 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,000 (Jun 2000)
Tax Bill	$2,455 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`594-10-02-010`

Property Details

APN / Parcel Number

Primary APN	`594-10-02-010`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,035 sqft Living Area
Gross Area	4,231 sqft
1st Floor Area	3,035 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Lot Area	30,061 sqft (0.69 acres)
Garage Area	561 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	443 sqft

Location & Zoning

Street Address	394 GRADY DR
City	ROCK HILL
State	SC
Zip	29732-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF3
Legal Description	LOT 14 GRADY DR
Legal Subdivision	POPLAR FOREST
Legal Lot Number	14
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	4
Census Block	4005
Census Tract	60700

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	394 GRADY DR, ROCK HILL, SC 29732-1110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2000 · Amount on Record
Deed Sale	Jun 7, 2000 · Amount on Record
Deed Book / Page	3150 / 142
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	394 GRADY DR, ROCK HILL, SC 29732-1110
Document Number	1660500354
Book / Page	016605 / 000354
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 GRADY DR ROCK HILL SC 297321110, ROCK HILL, SC 29732-1110

Mortgage

Document Number	1660500354
Date	Sep 25, 2017
Book Page	016605/000354
Instrument	40929

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Rock Hill City
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,455.00 (+12.36%)	$11,427 (+15.01%) Land $1,973 Building $9,454	$376,500 (+48.65%) Land $65,000 Building $311,500
2023	$2,185.00	$9,936 Land $1,648 Building $8,288	$253,273 Land $42,000 Building $211,273

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Grady Dr

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