Worcester County and Winchendon Town property record for 394 Front St, Winchendon, MA 01475
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,348 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $376,500 (Jun 2026) |
| Tax Bill | $2,546 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 2 more |
| APN | WINC M:5C1 B:0 L:16 |
| Primary APN | WINC M:5C1 B:0 L:16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,348 sqft Living Area |
| Gross Area | 2,283 sqft |
| Basement Area | 644 sqft |
| Unfinished Basement | 644 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 394 FRONT ST |
|---|---|
| City | WINCHENDON |
| State | MA |
| Zip | 01475-1562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Lot Number | 16 |
| Jurisdiction | WINCHENDON MA |
| Township / Civil Division | WINCHENDON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 701102 |
Source: Worcester County and Winchendon Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 394 FRONT ST, WINCHENDON, MA 01475-1562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage |
| Jun 26, 2026 | Deed, Transfer · FHA Mortgage |
| Jun 1, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU |
| Jul 2, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Jul 2, 2018 · Amount on Record |
| Deed Document Number | 202652989 |
| Deed Book / Page | 73785 / 51 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Recording Date | Jun 26, 2026 |
| Property Address | 394 FRONT ST, WINCHENDON, MA 01475-1562 |
| Document Number | 0000052991 |
| Book / Page | 73785 / 79 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202652991 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 394 FRONT ST, WINCHENDON, MA 01475-1562 |
| Document Number | 0000052991, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 73785/79 |
| Instrument | 202652991 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Recording Date | Jun 26, 2026 |
| Property Address | 394 FRONT ST, WINCHENDON, MA 01475-1562 |
| Document Number | 0000052989 |
| Book / Page | 73785 / 51 |
| Instrument Date | Jun 13, 2026 |
| Instrument | 202652989 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 394 FRONT ST, WINCHENDON, MA 01475-1562 |
| Date | Jun 26, 2026 |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 394 FRONT ST, WINCHENDON, MA 01475-1562 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 067679-236 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 67679/236 |
| Instrument | 59457 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Recording Date | Jul 2, 2018 |
| Property Address | 394 FRONT ST, WINCHENDON, MA 01475-1562 |
| Document Number | 59048-298 |
| Book / Page | 59048 / 298 |
| Instrument | 67229 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21.11 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | - |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 59048/0301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 2, 2048 |
Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Winchendon Town |
| Unified School District | Winchendon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,546.00 (+3.92%) | $216,700 (+10.9%) Land $35,000 Building $181,700 | $298,965 (+0.99%) |
| 2024 | $2,450.00 (-4.41%) | $195,400 (+2.14%) Land $31,800 Building $163,600 | $296,020 |
| 2023 | $2,563.00 | $191,300 Land $30,200 Building $161,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000 |
|---|---|
| Water Source | Purchased surface water from ASH/WIN JOINT WATER AUTHORITY |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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