394 E Virginia St, Rialto, CA 92376 Property Records

San Bernardino County property record for 394 E Virginia St, Rialto, CA 92376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,587 sqft · built 1960
Lot Size	0.303 acres (13,200 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Feb 2014)
Tax Bill	$3,421 (2025)
Deeds & Mortgages	Oct 2026 Transfer Feb 2024 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0264-522-06-0000`

Property Details

APN / Parcel Number

Primary APN	`0264-522-06-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,587 sqft Living Area
Gross Area	2,049 sqft
1st Floor Area	1,587 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Modern
Exterior Material	Block
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	13,200 sqft (0.303 acres)
Lot Dimensions	165 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	405 sqft
Patio Area	405 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	394 E VIRGINIA ST
City	RIALTO
State	CA
Zip	92376-3632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6162 LOT 26
Legal Tract	6162
Legal Block	2
Legal Lot Number	26
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2011
Census Tract	3801

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	394 E VIRGINIA ST, RIALTO, CA 92376-3632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Feb 7, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LADERA LENDING INC
Jan 12, 2024	Deed of Trust, Mortgage · Reverse Mortgage PLAZA HOME MORTGAGE INC
Jan 12, 2024	Deed of Trust, Mortgage · Reverse Mortgage COMMISSIONER OF HOUSING AND URBAN DEVELO
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 13, 2017	Loan Modification, Mortgage · FHA Mortgage PACIFIC UNION FIN'L
Jun 13, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2014 · Amount on Record
Deed Sale	Feb 27, 2014 · Amount on Record
Deed Document Number	201476043
Prior Transfer Date	May 2, 2007
Prior Transfer Doc	0000318121
Record Updated	Oct 29, 2026

October 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 8, 2026
Property Address	394 E VIRGINIA ST, RIALTO, CA 92376-3632
Document Number	0000261085
Instrument Date	Sep 23, 2026
Instrument	2026261085
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	394 E VIRGINIA ST, RIALTO, CA 92376-3632
Transaction Type	Mortgage
Record Updated	Feb 19, 2024
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 E VIRGINIA ST, RIALTO, CA 92376-3632

Mortgage

Document Number	0000028137
Date	Feb 7, 2024
Instrument	2024-0028137

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2034

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	394 E VIRGINIA ST, RIALTO, CA 92376-3632
Transaction Type	Mortgage
Record Updated	Jan 23, 2024
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 E VIRGINIA ST, RIALTO, CA 92376-3632

Mortgage

Document Number	0000010209
Date	Jan 12, 2024
Instrument	2024-0010209

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	911 Months
Due	Dec 18, 2099

Interest

Rate Type	Adjustable Rate
Rate	6.06%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	394 E VIRGINIA ST, RIALTO, CA 92376-3632
Transaction Type	Mortgage
Record Updated	Jan 23, 2024
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 E VIRGINIA ST, RIALTO, CA 92376-3632

Mortgage

Document Number	0000010210
Date	Jan 12, 2024
Instrument	2024-0010210

Lender

Name	COMMISSIONER OF HOUSING AND URBAN DEVELO
Type	Non-Lending Institution
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	911 Months
Due	Dec 18, 2099

Interest

Rate Type	Adjustable Rate
Rate	6.06%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	394 E VIRGINIA ST, RIALTO, CA 92376-3632
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 E VIRGINIA ST, RIALTO, CA 92376-3632

Mortgage

Document Number	0000073182
Date	Feb 24, 2022
Instrument	2022-0073182

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	394 E VIRGINIA ST, RIALTO, CA 92376-3632
Document Number	0000327604
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 E VIRGINIA ST RIALTO CA 923763632, RIALTO, CA 92376-3632

Mortgage

Document Number	0000327604
Date	Aug 11, 2017
Instrument	327604

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	FARMERS BRANCH, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	394 E VIRGINIA ST, RIALTO, CA 92376-3632
Document Number	0000329920
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 E VIRGINIA ST RIALTO CA 923763632, RIALTO, CA 92376-3632

Mortgage

Document Number	0000329920
Date	Aug 14, 2017
Instrument	329920

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$287,465 (+2%) Land $81,276 Building $206,189
2025	$3,421.00 (-2.73%) Homeowner's exemption	$281,828 (+4.04%) Land $79,682 Building $202,146
2023	$3,517.00 (+7.78%) Homeowner's exemption	$270,884 Land $76,588 Building $194,296
2022	$3,263.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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