394 E Riding Dr, Carlisle, MA 01741 Property Records

Middlesex County and Carlisle Town property record for 394 E Riding Dr, Carlisle, MA 01741

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,099 sqft · built 1967
Lot Size	2.27 acres (99,230 sqft)
Owner	2 Individual Names on File
Last Sale	$980,000 (Oct 2023)
Tax Bill	$13,914 (2026)
Deeds & Mortgages	Jul 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CARL M:0013 B:0019 L:2`

Property Details

APN / Parcel Number

Primary APN	`CARL M:0013 B:0019 L:2`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,099 sqft Living Area
Gross Area	3,362 sqft
Basement Area	1,051 sqft
Unfinished Basement	263 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	99,230 sqft (2.27 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	394 E RIDING DR
City	CARLISLE
State	MA
Zip	01741-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	19
Legal Lot Number	2
Jurisdiction	CARLISLE MA
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1026
Census Tract	362100

Owner

394 E Riding Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Middlesex County and Carlisle Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	394 E RIDING DR, CARLISLE, MA 01741-1601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP
Oct 6, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on File
Deed Sale	Oct 6, 2023 · Amount on File
Prior Sale	Jun 30, 1993 · Amount on File
Deed Document Number	202329635
Deed Book / Page	38111 / 177
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLISLE MA
Property Address	394 E RIDING DR, CARLISLE, MA 01741-1601
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039386-220
Date	Jul 17, 2025
Book Page	39386/220
Instrument	21892

Lender

Name	SAGE HOME LOANS CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLISLE MA
Recording Date	Oct 6, 2023
Property Address	394 E RIDING DR, CARLISLE, MA 01741-1601
Document Number	038111-177
Book / Page	38111 / 177
Instrument Date	Oct 6, 2023
Instrument	29635
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	394 E RIDING DR, CARLISLE, MA 01741-1601

Mortgage

Document Number	0000029636
Date	Oct 6, 2023
Instrument	29636

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLISLE MA
Property Address	394 E RIDING DR, CARLISLE, MA 01741-1601
Document Number	31806-134
Book / Page	031806 / 000134
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	31806-134
Date	Jan 18, 2018
Book Page	031806/000134
Instrument	2402

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 17, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 394 E Riding Dr was $13,914, up 1.7% from the year before.

Source: Middlesex County and Carlisle Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Carlisle Town
Elementary School District	Carlisle School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,914.00 (+1.7%)	$1,085,300 (+4.55%) Land $571,900 Building $508,900	$1,090,030 (-)
2025	$13,682.00 (-3.26%)	$1,038,100 (-2.16%) Land $548,700 Building $489,400	$1,090,030 (+19.12%)
2024	$14,143.00 (-23.01%)	$1,061,000 (-18.28%) Land $503,900 Building $557,100	$915,040
2023	$18,371.00	$1,298,300 Land $502,900 Building $795,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 394 E Riding Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 394 E Riding Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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