Ravalli County property record for 394 Cooper Ln, Hamilton, MT 59840
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,056 sqft · built 1950 |
| Lot Size | 0.503 acres (21,911 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,500 (Jul 2014) |
| Tax Bill | $247 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Dec 2025 Line of Credit |
| Flood Zone | Zone D (undetermined) |
| APN | R1335077 |
| Primary APN | R1335077 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 252 sqft |
| Finished Basement | 252 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,911 sqft (0.503 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 64 sqft |
| Lean-To | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000612100 |
|---|---|
| Street Address | 394 COOPER LN |
| City | HAMILTON |
| State | MT |
| Zip | 59840-3327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LINNDALE ADD, S31, T06 N, R20 W, LOT 43 - 44, 21911 SQUARE FEET, RETRACED BY CS#665066-TR |
| Legal Range | 20W |
| Legal Township | 06N |
| Legal Section | 31 |
| Legal Subdivision | LINNDALE ADD |
| Legal Lot Number | 43,44 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 602 |
Source: Ravalli County assessment roll, as of September 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 394 COOPER LN, HAMILTON, MT 59840-3327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION |
| Dec 9, 2025 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 18, 2014 · Amount on Record |
| Deed Sale | Jul 18, 2014 · Amount on Record |
| Prior Sale | Apr 17, 2001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Recording Date | Apr 15, 2026 |
| Property Address | 394 COOPER LN, HAMILTON, MT 59840-3327 |
| Document Number | 0000814444 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 2026814444 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 394 COOPER LN, HAMILTON, MT 59840-3327 |
| Document Number | 0000814444, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 2026814444 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 5, 2046 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Property Address | 394 COOPER LN, HAMILTON, MT 59840-3327 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 394 COOPER LN, HAMILTON, MT 59840-3327 |
| Document Number | 0000810862 |
|---|---|
| Date | Dec 9, 2025 |
| Instrument | 810862 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 26, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ravalli County assessment roll, as of September 19, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Hamilton K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $247.00 (-86.62%) Homeowner's exemption | $391,400 (+36.9%) | $391,400 (+36.9%) Land $185,665 Building $205,735 |
| 2023 | $1,846.00 | $285,900 | $285,900 Land $68,190 Building $217,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ravalli Electric Cooperative Fixed Wireless | 1,000 / 1,000 |
| Rocky Mountain Internet Fixed Wireless | 350 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
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