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394 Coco Palms Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 394 Coco Palms Dr, Oceanside, CA 92058 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,260 sqft · built 1981
Lot Size0.138 acres (6,023 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Dec 2016)
Tax Bill$5,045 (2025)
Deeds & MortgagesDec 2023 Second Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN158-353-02-00

Property Details

APN / Parcel Number

Primary APN158-353-02-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,260 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area6,023 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address394 COCO PALMS DR
CityOCEANSIDE
StateCA
Zip92058-1641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 58 TR 009606
Legal SubdivisionORCHARD CREEK
Legal Tract009606
Legal Block2
Legal Lot Number58
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2010
Census Tract18622

Owner

Source: San Diego County records · APN 158-353-02-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address394 COCO PALMS DR, OCEANSIDE, CA 92058-1641
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Aug 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 30, 2016 · Amount on Record
Deed SaleDec 30, 2016 · Amount on Record
Prior SaleFeb 16, 2012 · Amount on Record
Deed Document Number2016719642
Prior Transfer DateApr 19, 2006
Prior Transfer Doc0000294239
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address394 COCO PALMS DR, OCEANSIDE, CA 92058-1641
Transaction TypeMortgage
Record UpdatedDec 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address394 COCO PALMS DR, OCEANSIDE, CA 92058-1641

Mortgage

Document Number0000338814
DateDec 11, 2023
Instrument2023-0338814
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueNov 01, 2038

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address394 COCO PALMS DR, OCEANSIDE, CA 92058-1641
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address394 COCO PALMS DR, OCEANSIDE, CA 92058-1641

Mortgage

Document Number0000500474
DateAug 31, 2020
Instrument2020-0500474
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$455,752 (+2%) Land $270,538 Building $185,214
2025$5,045.00 (+5.19%)$446,817 (+4.04%) Land $265,234 Building $181,583
2023$4,796.00 (+1.52%)$429,469 Land $254,936 Building $174,533
2022$4,724.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186222, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone A99, within 100 ft
Flood Insurance CostPremium on Record
median of 69 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies102 units insured
33 under condo master policies

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 645 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
AT&TDSL100 / 20

May also be available at this address: Verizon, T-Mobile USA, AT&T, Generate-Ubiquity Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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